IMPORTANT NOTICE - THE FORM DOCUMENTS ON THIS WEBSITE ARE BEING DISCONTINUED AND SHOULD NOT BE USED EXCEPT AS PROVIDED IN THE ATTACHED MEMORANDUM DATED FEBRUARY 8, 2022
NOTICE - LIBOR DISCONTINUATION EFFECTIVE DECEMBER 31, 2021
NOTICE - BENCHMARK TRANSITION EVENT EFFECTIVE
MARCH 12, 2021
NOTICE - REVISED TRUIST LIBOR ADDENDUM DOCUMENTS EFFECTIVE
MARCH 1, 2021
NOTICE - NEW TRUIST SOFR INDEX ADDENDUM DOCUMENTS EFFECTIVE
OCTOBER 15, 2020
NOTICE - MERGER OF SUNTRUST BANK and BRANCH BANKING AND TRUST COMPANY RESULTING IN TRUIST BANK
General Closing Instructions
Loan Documentation Checklist
Title Insurance Requirements
Survey Requirements
Construction Loan Insurance Requirements
Insurance Requirements for Real Estate Secured Non-Construction Loans
Insurance Requirements for Commercial Loans Secured by Personal Property
Acceptable Short Form Legal Opinion![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Addendum A - Assignment of Preferred Ship Mortgages![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Addendum A to Note - Libor Match Funded Addendum![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Addendum A to Note - One Month Libor Index Rate![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Addendum A to Note - Six Month Libor Index Rate![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Notice of Benchmark Transition Event![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Addendum A to Note - Average SOFR 30 Day 2 Lookback Days![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Addendum A to Note - Average SOFR 30 Day 5 Lookback Days![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Addendum A to Note - Average SOFR 90 Day 2 Lookback Days![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Addendum A to Note - Average SOFR 90 Day 5 Lookback Days![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Addendum A to Note - Daily Simple SOFR 2 Lookback Days![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Addendum A to Note - Daily Simple SOFR 5 Lookback Days![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Addendum A to Note - Daily Simple SOFR No Lookback Days![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Agreement to Commercial Note (Single Note)![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Agreement to Commercial Note (Multiple Notes)![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Agreement to Commercial Note (All Obligations)![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Amendment to Agreement to Commercial Note (Single Note)![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Amendment to Agreement to Commercial Note (Multiple Notes)![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Amendment to Agreement to Commercial Note (All Obligations)![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Assignment of Deposit![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Assignment of Rents Profits and Leases - Mississippi![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Assignment of Rents Profits and Leases - Multi-state![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Assignment of Rents Profits and Leases - North Carolina![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Authorization to Debit Account for Pre-Arranged Payments![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Commercial Deed of Trust - Tennessee![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Commercial Deed to Secure Debt Security Agrmt![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Commercial Mortgage - AL![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Commercial Mortgage and Security Agreement (Florida)![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Commercial Note MD![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Commercial Note AL![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Commercial Note AR![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Commercial Note DC![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Commercial Note FL![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Commercial Note GA![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Commercial Note NC![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Commercial Note MS![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Commercial Note SC![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Commercial Note TN![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Commercial Note VA![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Commercial Note WV![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Commercial Security Agreement Blanket Lien![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Construction Deed to Secure Debt & Security Agreement GA![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Construction Loan Agreement and Related Documents
Agreement Relating to Commercial Note (Single or Multi-Note)![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Short Form Loan Agreement![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Construction Loan Rider![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Draw Request![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Architect and Engineer Consent, Agreement and Certificate![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Contractor Consent, Agreement and Certificate![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Corp Borrowing Res Cert Incumbency![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Corp Res Auth Execut Guaranty Pledge Assets![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Corp Res Auth Execut Limited Liability Comp Docs![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Corp Res Author Execut Partnership Documents![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Credit Line Deed Of Trust - AR![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Credit Line Deed of Trust - DC![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Credit Line Deed Of Trust - VA![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Credit Line Deed of Trust WV Commercial![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Credit Line Deed Of Trust -WV Consumer & Agricultural![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Credit Line Deed of Trust - MD![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Credit Line Mortgage - SC![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Deed Of Trust - AR![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Deed of Trust - DC![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Deed Of Trust - MS![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Deed Of Trust - NC![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Deed Of Trust - NC(All Obligations)![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Deed Of Trust - VA![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Deed of Trust - MD![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Deed Of Trust - WVA Commercial![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Deed Of Trust - Consumer Agr - WVA![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Disbursement and Charges Summary![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Environmental Indemnification Agreement![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
First Preferred Ship Mortgage![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Florida Documentary Tax Information and Related Closing Affidavits
Florida Documentary Tax Overview
Certificate of Execution![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Affidavit of Out of State Delivery (Loan Officer at Closing)![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Affidavit of Out of State Delivery (Note Accepted Outside of Florida)![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Maritime International Waters Closing Affidavit![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Guaranty of Note - Com VA![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Guaranty of Note - Coml - MD![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Guaranty of Note![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
HypothecationDeedTrust TN![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Indemnity Deed of Trust - MD![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Landlord's Waiver![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Limited Liability Co Certificate Authority Authorizing Execution Limited Liability Co Docs![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Limited Liability Coi Authority Authorizing Execution Partnership Documents![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Limited Liability Company Borrowing And Guaranty Certificate and Certificate of Incumbency![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Margin Agree Multi Advance Rates![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Margin Agreement![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Mortgage SC![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Notice to Borrower of Garnishment Waiver![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Notice to Guarantor of Garnishment Waiver![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Owner's Affidavit - Individual![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Partnership Borrowing Guaranty Certificate Certificate of Incumbency![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Partnership Certificate Authorizing Execution of Limited Liability Company Documents![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Partnership Certificate Authorizing Execution of Partnership Docs![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Prepayment Provision Rider (Decreasing Term)![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Prepayment Provision Rider![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Residential Deed of Trust_ Purchase Money_TN![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Residential Deed Secure Debt Security Agreement - GA![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Residential Deed Trust - Non Purchase Money TN![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Residential Mortgage (AL)![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Residential Mortgage Security Agrmnt FL![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Rider For Condominiums And PUDs![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Security Agreement_Certificated Securities_Notes_Instruments_Etc.![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Security Agreement_Equip Consumer Goods![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Ship Mortgage Assignment![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Subordination Attornment Estoppel Agreement![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Subordination Non-Disturbance Attornment Estoppel Agreement![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Tenant Estoppel Certificate![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Unconditional Guaranty All Obligations - commercial - MD![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Unconditional Guaranty All Obligations - Commercial - VA![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Unconditional Guaranty All Obligations Multi State![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
NOTICE − Documents for use with the Commercial Real Estate Line of Business have been moved to the following website:
https://www.suntrust.com/lp/creloandocuments/index.html
The password for the new SunTrust Bank Commercial Real Estate website is: cresundocs30308.
For any questions concerning the Commercial Real Estate documentation process, please contact Jennifer Rentenbach at jennifer.rentenbach@suntrust.com or 404-532-0166.
NOTICE - The documents listed below are for use in the Vehicle Floor Plan Financing Line of Business only.
Introduction to the Vehicle Floor Plan Financing and Security Agreement![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Commercial Note - Marked Example Demand Note![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Vehicle Floor Plan Financing and Security Agreement (All Assets) Marked Version![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Vehicle Floor Plan Financing and Security Agreement (All Assets) Clean Version![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Vehicle Floor Plan Financing and Security Agreement (All Assets) Sub-Limits Amendment Letters![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Omnibus Financial Statement, Tax Return and Financial Covenant Agreement![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Landord's Waiver for use with the Vehicle Floor Plan Line of Business![](//static.truist.com/content/dam/truist-bank/us/en/lp/loandocumentationsite/images/microsoft_office_word_icon.png)
Important Prior Notices
NOTICE - NEW SunTrust Address for use by Outside Counsel in Attorney Prepared Loan Documentation (effective April 24, 2018)
NOTICE - UPDATED SunTrust Guide for Outside Counsel (effective October 1, 2018)
NOTICE - High Volatility Commerical Real Estate Exposure (“HVCRE”) Matters - Revised Guidance and Procedures (effective November 27, 2018)
NOTICE - REVISED Florida Documentary Stamp Tax – Revised Guidance and Procedures (effective April 17, 2018)
NOTICE - Change in source to be referenced for interest rates for fixed-rate payers in U.S. Dollar interest rate swaps (effective October 28, 2016)
NOTICE - New SunTrust Commercial Form Construction Loan Agreement and Related Documents (effective February 22, 2016)
NOTICE - REVISED SunTrust Commercial Note Forms (effective December 21, 2015)
NOTICE - Outside Counsel Role in Ensuring SunTrust Bank's Compliance with the National Flood Insurance Reform Act of 1994
NOTICE - UPDATED HAZARD INSURANCE MORTGAGEE CLAUSE - Please see revised Construction Loan Insurance Requirements, Insurance Requirements for Real Estate Secured Non-Construction Loans and Insurance Requirements for Construction Loans Secured by Personal Property below.
NOTICE - High Volatility Commercial Real Estate Exposure (HVCRE) Matters August 15, 2016
NOTICE - Eligible Contract Participant Language MUST BE included in SunTrust form documents
NOTICE - A Conflict Waiver Request related to a Wholesale lending firm must be submitted for consideration to a SunTrust Wholesale lending attorney, not the LOB or an attorney for an unrelated LOB.