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Savings accounts Savings for a sunny day

A house. Vacation. Tickets to a show. Whatever you want—your savings account can help you get it. 

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Our savings accounts

Minimum opening deposit
Fee information
Account highlights

Truist One Savings

Open now a Truist One Savings account. Tell me more about Truist One Savings.
  • $50
    • $5 or
    • $0 monthly maintenance fee if you:

      • Have any related1 Truist personal checking account OR
      • Maintain a minimum daily ledger balance of $3002, or more OR
      • Schedule a preauthorized internal transfer of $25 or more per statement cycle OR
      • Are under 18 years of age3
    • The cash in your Truist One Savings account may be used to get extra benefits in your Truist personal checking accounts, including Truist One Checking.
    • Get Overdraft Protection for your Truist personal checking account with no overdraft transfer fees.
    • Earn interest.
    • Feel more financially confident by establishing a separate emergency fund or staying focused on specific goals.

Truist One Money Market Account

Open now a Truist One Money Market account. Tell me more about One Money Market.
  • $50
    • $12 or
    • $0 monthly maintenance fee if you maintain a minimum daily ledger balance2 of $1,000 or more.

      • No fee for the first 6 withdrawals each statement cycle4

      • Waive the $3 Paper Statement fee by enrolling in paperless statements.
    • The cash in your Truist One Money Market account may be used to get extra benefits in your Truist personal checking accounts, including Truist One Checking.
    • Link to your Truist personal checking account for Overdraft Protection. Truist One Money Market Account automatically transfers available funds to your checking account to allow transactions to go through—no transfer fees attached.
    • Earn interest.
    • Spend straight from this account using a debit card or checks.

Truist Certificates of Deposit

Find a branch a Truist Certificates of Deposit. Tell me more about certificates of deposit
  • $1,000 – Terms 32 days and greater $2,500 – Terms 7 to 31 days
    • $0 monthly maintenance fee
    • $1,000 account minimum

Truist Confidence Savings

Open now a Truist Confidence Savings account. Tell me more about Truist Confidence Savings.
  • $25
    • $0 monthly maintenance fee

      • No overdraft-related fees5

      • No fee for the first 6 withdrawals each statement cycle4

      • $2 Paper Statement Fee that can be waived with paperless enrollment8
    • You need to have a Truist Confidence Account to open Confidence Savings.
    • Link Confidence Savings to provide overdraft protection5 for your Confidence Account.
    • Earn interest.

Ready to open an account? It’s so simple.

Share your basic info for account setup.

Share your basic info for account setup.

We’ll need some personal information to get your account started.

Make your first deposit.

Make your first deposit.

Most accounts have a minimum opening deposit.

Get started here.

Get started here.

Open now

Check out Truist One Checking.

We changed how we thought about checking accounts—so you don’t have to think about them again.

Truist One Checking has all the benefits you care about—no overdraft fees,5 coverage when you accidentally overspend,6 and a credit card loyalty bonus.7 The best part? The benefits increase as your balances grow. Automatically.

Learn more about Truist One Checking.

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Truist Enjoy Cash credit card

Earn unlimited cash back and build credit—all with one card. Sounds like a win-win.