Personal Savings Account

Compare your options.

Our savings accounts

Minimum opening deposit

Fee information

Account highlights

Truist One Savings

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$50
- $5 or
- $0 monthly maintenance fee if you:
  - Have any related¹ Truist personal checking account OR
  - Maintain a minimum daily ledger balance of $300^2, or more OR
  - Schedule a preauthorized internal transfer of $25 or more per statement cycle OR
  - Are under 18 years of age³
- The cash in your Truist One Savings account may be used to get extra benefits in your Truist personal checking accounts, including Truist One Checking.
- Get Overdraft Protection for your Truist personal checking account with no overdraft transfer fees.
- Earn interest.
- Feel more financially confident by establishing a separate emergency fund or staying focused on specific goals.

Truist One Money Market Account

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$50
- $12 or
- $0 monthly maintenance fee if you maintain a minimum daily ledger balance² of $1,000 or more.
  - No fee for the first 6 withdrawals each statement cycle⁴
  - Waive the $3 Paper Statement fee by enrolling in paperless statements.
- The cash in your Truist One Money Market account may be used to get extra benefits in your Truist personal checking accounts, including Truist One Checking.
- Link to your Truist personal checking account for Overdraft Protection. Truist One Money Market Account automatically transfers available funds to your checking account to allow transactions to go through—no transfer fees attached.
- Earn interest.
- Spend straight from this account using a debit card or checks.

Truist Certificates of Deposit

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$1,000 – Terms 32 days and greater $2,500 – Terms 7 to 31 days
- $0 monthly maintenance fee
- $1,000 account minimum
- Choose your term—from 7 days to 60 months.
- Competitive interest rates, with a guarantee for the duration of the CD — see our rates. to learn more about certificates of deposit
- $0 monthly maintenance fee.

Truist Confidence Savings

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$25
- $0 monthly maintenance fee
  - No overdraft-related fees⁵
  - No fee for the first 6 withdrawals each statement cycle⁴
  - $2 Paper Statement Fee that can be waived with paperless enrollment⁸
- You need to have a Truist Confidence Account to open Confidence Savings.
- Link Confidence Savings to provide overdraft protection⁵ for your Confidence Account.
- Earn interest.

Benefits for everyone. From every savings account.

Ready to open an account? It’s so simple.

Check out Truist One Checking.

We changed how we thought about checking accounts—so you don’t have to think about them again.

Truist One Checking has all the benefits you care about—no overdraft fees,⁵coverage when you accidentally overspend,⁶ and a credit card loyalty bonus.⁷ The best part? The benefits increase as your balances grow. Automatically.

Learn more