Buying a home

A home you love, in a place where you can grow and thrive. If you’re ready for a new space to call your own, you can get there by mentally and financially preparing yourself for the homebuying process.

Start here

Tools to help you plan

Guide to budgeting

Budgeting is crucial to buying a home—and this guide can help you out.

Mortgage payment calculator

See how much your monthly payments could be after moving in. 

Make your homeownership dreams reality

More confidence. More freedom. More room to live your best life. Get a mortgage that fits your needs with Truist.Disclosure 1

Check your rate

As you pay down your principal, you can use the equity you gain in your home to open a line of credit (aka, a HELOC) for other goals, like renovations.Disclosure 2

Learn more

With a Truist One Savings account,Disclosure 3 you can automate your saving with direct deposit and recurring transfers to help you earn interest on the cash you save for your down payment.

Make saving simple

Related resources

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    Component ID : "accordionGridLayout-1270960525"
    Model : "disclaimer"
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    This content does not constitute legal, tax, accounting, financial, or investment advice. You are encouraged to consult with competent legal, tax, accounting, financial, or investment professionals based on your specific circumstances. We do not make any warranties as to accuracy or completeness of this information, do not endorse any third-party companies, products, or services described here, and take no liability for your use of this information. 

    Disclosure 1   Loan program and eligibility criteria are subject to change at any time without notice. Contact your loan officer for details.

    Disclosure 2  All loan and credit products subject to credit approval, eligibility, and credit qualifications.

    Disclosure 3 Refer to the Account Overview Guides and the Personal Deposit Accounts Fee Schedule for detailed information regarding each feature, benefit and/or fees listed for each product.

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    Services provided by Truist Financial Corporation (Truist) affiliates: Banking products and services, including loans and deposit accounts, provided by Truist Bank, Member FDIC. Trust and investment management services provided by Truist Bank. Securities, brokerage accounts and/or annuities offered by Truist Investment Services, Inc., an SEC registered broker-dealer, and member FINRA and SIPC, and a licensed insurance agency. Investment advisory services offered by Truist Advisory Services, Inc. and GFO Advisory Services, LLC, SEC registered investment advisers. Some insurance products offered by Truist Investment Services, Inc. Other insurance products offered by Marsh & McLennan Agency, LLC (as successor in interest to McGriff Insurance Services, LLC) CA License #0H18131, Kensington Vanguard National Land Services, and Crump Life Insurance Services. Truist Life Insurance Services (TLIS) is a division of Crump, Arkansas License #100103477. Variable insurance material is for broker-dealer or registered representative use only. Variable products distributed by P.J. Robb Variable, LLC, Arkansas License #100110185. Member FINRA.

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    New York City residents:

    Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

    Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

    The Consumer Finance Protection Bureau (CFPB) also provides additional resources for homeowners seeking payment assistance in select languages at: https://www.consumerfinance.gov/housing/housing-insecurity/help-for-homeowners/

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