Truist Confidence Account

Truist Confidence AccountDisclosure 1

Feel better. Take control. Start living confidently. The Truist Confidence Account is designed to help you build a strong financial foundation with no overdraft fees,Disclosure 2, Disclosure 4 and no traditional paper checks—so it helps you only spend the cash you have.

Truist Confidence Account details

Here are the benefits

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  • No check cashing fees
  • No overdraft feesDisclosure 2, Disclosure 4
  • Access to mobile and online banking
  • Account alerts and credit monitoring to stay focused on your goals
  • Free financial education with Truist Money and Mindset
  • Over 3,000 ATMs and our wide network of branches when you need more help

Why it’s a good fit

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  • Pay bills with online and mobile bill pay.
  • Helps spend only the funds you have in your bank account. In most cases, this account will prevent you from overdrawing your account and charges exceeding your balance will be declined.Disclosure 4
  • Keep more of your money without having to pay check cashing or overdraft related fees.Disclosure 2, Disclosure 4
  • Build your financial confidence.

Fee informationDisclosure 1

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  • No check cashing fees
  • No overdraft related feesDisclosure 2, Disclosure 4
  • $5 monthly maintenance fee can be waived:
    • Making $500 or more in total deposits per statement cycle OR
    • Making 10 qualifying transactions per statement cycle OR
    • Students under the age of 25

Want more information? See our account fees and disclosures.

Ready to open your Truist Confidence Account? It’s so simple.

Truist Confidence Account Bank On Certified 2023-2024 since July 2022; Cities for Financial Empowerment Fund

Bank On certified account

Truist Confidence Account is certified by the Bank On National Account Standards, recognizing safe, affordable banking—with no overdraft feesDisclosure 2, Disclosure 4.

Check out Truist Confidence Savings.

The perfect match for your Truist Confidence Account.

Better habits start here. Truist Confidence Savings doesn’t have a monthly maintenance fee and can provide overdraft protection for your Truist Confidence Account. Build your financial confidence with a no-maintenance-fee, no-overdraft-related-feeDisclosure 2 savings account. (You'll need a Confidence Account to open a Confidence Savings account.)