• $3,500 minimum borrowing amount.Disclosure 1
  • Up to 84-monthDisclosure 2 Terms available
  • Rates range from 5.77% to 13.89% APRDisclosure 3 Excellent credit required for lowest rate

We'll make shopping for an auto loan the easy part.

Easy application

A Truist loan specialist will guide you through our application and answer any questions you may have.

Quick decisions

Approvals take just 10 minutesDisclosure 4—sometimes even faster. And you may have your funding the same day.

30-day interest rate lock guaranteeDisclosure 5

If your auto loan application is approved, your interest rate is locked in for 30 days—giving you plenty of time to purchase or refinance. 

Flexible loan options

With competitive rates and terms up to 84 monthsDisclosure 2, your monthly payment can fit your budget.

Calculate your payments

How much will my vehicle payments be?

This calculator is made available by one or more third party service providers. It is not intended to be an advertisement for a product or service at any of the terms used herein. It is not intended to offer any tax, legal, financial or investment advice. All examples are hypothetical and are for illustrative purposes. Truist Financial Corporation ("Truist") and its affiliates do not provide legal or tax advice. Truist cannot guarantee that the information provided is accurate, complete, or timely. Federal and state laws and regulations are complex and are subject to change. Changes in such laws and regulations may have a material impact on pre- and/or after-tax investment results. Truist makes no warranties with regard to this calculator or the results obtained by its use. Truist disclaims any liability arising out of your use of, or any tax position taken in reliance on, this calculator. Always consult an attorney or tax professional regarding your specific legal or tax situation.

Or apply by phone if you have a Truist account. Call 844-487-8478

Recreational loans

By land or by sea, find a loan to upgrade your leisure.

Recreational vehicle loans

From touring motorcycles to class A motorhomes, the open road is calling. We offer financing to answer it.

  • Recreational vehicle financing available.
  • Purchase from dealers or private sellers.
  • Refinancing options available.


Boat and marine loans

Hit the water for the weekend or find your home at sea. Up to 20-year terms availableDisclosure 6 for qualifying crafts.

  • Purchase from a dealer or private seller.
  • Quick approvals and knowledgeable service.
  • Refinancing options available.

Frequently asked questions about loans and lines of credit

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You are not required to get preapproved before you find your vehicle. Call us at 844-487-8478 (844-4TRUIST) or visit a branch and our teammates can help you with the steps to buying a car.

There are no penalties for paying off your loan early. There are many factors you’ll need to consider in order to decide if paying off your car loan early is the right move. This article goes into more detail on paying off debt vs. investing.

Refinancing is a great way to lower rates and monthly payments. Truist offers auto loan refinancing options. A Truist teammate will be able to walk you through options specific to your needs.

Depending on your credit history, you may want to consider a cosigner. After completing your application, a Truist teammate will help you understand if a cosigner will be needed.

You will need income and employment information, driver’s license, and verification of personal info you’ve provided (such as your address). To refinance, you’ll need a copy of your current registration. For purchases, provide a copy of the bill of sale or buyer's order. 

Payments can be accepted by mail, phone, through your online or mobile banking, or in a branch.

To pay by mail:

Truist Item Processing Center
P.O. Box 580057
Charlotte, NC 28258-0057

To pay by phone:
Call 844-4TRUIST (844-487-8478)

Details can be found in your monthly statement, through your online or mobile banking, by calling 844-4TRUIST (844-487-8478), or by visiting a branch.

Looking for something else?

Home mortgage

A new home—or a new mortgage—might look good on you. Check out our online tools to make your next move easier from start to finish.

Small business lending

Startup, co-op, or mom-and-pop, keep your cash flow healthy so you can keep your business moving.

Truist One Checking

A new kind of checking account that offers five different benefit levels based on your account balances and activity. The more you grow, the more perks you get. Plus, no overdraft fees.

Money and Mindset

Make the most of life's moments

Spending and Saving

Don’t let the unexpected rattle you, grow your money confidence.

Need more help?

Check out Money and Mindset