Borrowing for a big purchase

You can use credit to open doors to new possibilities. Let’s break down some of the basics so you can borrow confidently and with peace of mind.

Borrow better Borrow better for your next big purchase

Tools to help you plan for the big stuff

Mortgage payment calculator

How much will you pay every month after getting settled into your new home? 

College savings calculator

Are lectures, late nights, and lattes in your future? Get an idea of how much you’ll need.

Explore your borrowing options

Need some credit history? The Truist Enjoy Cash Secured card may help—and you can earn cash back rewards. (Refundable security deposit required.)

Build your credit history

Transfer higher interest, non-Truist balances with the Truist Future card—the lowest APR card of all Truist credit cards.

See if you could save

Truist Personal Loans range from $3,500 to $100,000 and come with flexible repayment terms.

Check it out

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    Equal Housing Lender

    Investment and Insurance Products:

    • Are Not FDIC or any other Government Agency Insured
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    • May Lose Value

    Services provided by the following affiliates of Truist Financial Corporation (Truist): Banking products and services, including loans and deposit accounts, are provided by Truist Bank, Member FDIC. Trust and investment management services are provided by Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., which is a SEC registered broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment advisory services are offered by Truist Advisory Services, Inc., GFO Advisory Services, LLC., each SEC registered investment advisers.

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    Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Truist offers the following resources for consumers that have Limited English Proficiency:

    • Multilingual teammates available at our Multicultural Banking Centers
    • Materials for some products and services are available in Spanish, Korean, Vietnamese, Mandarin, and other languages spoken in the communities we serve.
    • Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly.

    New York City residents:

    Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

    • Limited English Proficiency Support
    • New York City residents

    Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

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