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Loans

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Low fixed rates, no fees LightStream unsecured loan
Borrow between $5,000 and $100,000
Rates range from {{lsiAutoMinRate}}% to {{lsiAutoMaxRate}}% APR with AutoPayDisclosure 1, Disclosure 2
No fees … for anything
Take advantage of our special offer now through August 31, 2026 Home Equity Line of Credit
Withdraw only what you need
Ready access to funds for unexpected expenses
Borrow up to 89% of your home's value
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Upgrade your future LightStream home improvement loan
Rates as low as {{lsiAutoMinRate}}% APR with Autopay and excellent creditDisclosure 1, Disclosure 2
No collateral or home equity requirements, and no fees
Schedule funding when you need it, up to 90 days in advance
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Control your finances LightStream debt consolidation loan
Rates as low as {{lsiAutoMinRate}}% APR with Autopay and excellent creditDisclosure 1, Disclosure 2
Save money on interest and pay off higher-interest debt faster
Fixed rates mean your payments won’t change
Flexible options Auto loans
30-day interest rate lock guaranteeDisclosure 3
Up to 84-monthDisclosure 4 terms available
Competitive rates and funding as soon as todayDisclosure 5, Disclosure 6
Tap into your home's equity Home Equity Loan
Fixed rates
Predictable payments help you budget precisely.
Upfront funds
Receive a lump sum—ideal for one-time expenses.
Multiple uses
Improve your home, consolidate debt, or make a big purchase.
Truist loans
  • Fast decisions
    Your loan officer will guide you on what's needed to help move along the approval process.Disclosure 5, Disclosure 6
  • Flexible monthly payments
    Design your loan to work within your budget, or to be paid off quickly..
  • Convenience, access, and service
    Need help? You'll find a lot of smiling faces in any of our 1,900+ branches