Truist One CheckingDisclosure 1 is our go-to-choice for students because it's so much more than a student checking account.
Being a student means unlimited possibilities. So you should expect more than a student checking account. Choose Truist One Checking—and never wonder if you’re getting the most from your checking account.
With five levelsDisclosure 5 and automatic upgrades, there’s no need to switch from a student checking account after you graduate. This is the only checking account you’ll need.
As our relationship grows, so do your perks. You can move between levels based on your combined monthly average balance across all eligible Truist accounts. Including checking, savings, investment accounts, and more.Disclosure 5 We automatically move you to the next level as your combined balance grows.
Money and Mindset
Combined monthly average balance
This includes all eligible Truist consumer deposit balances in your checking accounts, savings, Certiﬁcates of Deposit, IRAs and/or all investments through Truist Investments Services, Inc. where you are the primary or secondary account owner. For each of your accounts used in the Portfolio, we use the monthly average ledger balance. We then take the sum of all of these accounts to determine the combined Portfolio balance for the month. Each month, your level is based on the highest combined Portfolio value of the three previous months.
$100 Negative Balance Buffer
Eligible clients who make qualifying recurring direct deposits can overdraw their account up to $100 without penalty.