Have interest rates dropped since you bought? Your monthly payment could, too.
Get cash out.
When you have a big goal in mind, your home’s value is ready to help.
Make your payment predictable.
Rates can go up, too. Keep your payment where you want it by refinancing to a fixed rate.
Own your home faster.
Make it yours sooner (and pay less interest while getting it) by shortening your payment plan.
Let's find out if it's a good time to refinance.
Refinancing when rates are low is a great way to save money. But is it the right time? Tell us where you are with your current loan and our handy Mortgage Refinance Calculator can help you decide.
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Not ready to refinance? Try this instead.
It’s not always the right time to refinance.
Don’t let that get in the way of your plans. Let your home lend a hand—without changing your mortgage. A Home Equity Line of Credit (HELOC) might be just the ticket. Find out by talking to a loan professional in your neighborhood or reading up on the benefits of a HELOC.