Truist One Checking Quickstart guide

You made a great choice with Truist One Checking! Take a moment to review this quickstart guide. You’ll find everything you need to set up your new checking account and get the most from Truist One Checking.

Get started with these top items:

Make your first deposit.

Here are a few ways to add money to your new account. For some options you’ll need to first set up online and mobile banking.Disclosure 1

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Set up direct deposit.
Download the direct deposit form. Or contact your payroll administrator.

Deposit a check with your mobile device.Disclosure 3
Get the Truist mobile app.

Transfer money from an existing account.Disclosure 4
Sign in to online banking.

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Make a deposit at your local branch.
Find a branch.

Send money to yourself with Zelle®.Disclosure 5
If you’re already enrolled in Zelle® at another bank, you can use Zelle® to send money from that account to your new Truist One Checking account. First, you’ll need to sign in to online banking and enroll with Zelle® at Truist too.

Spend your money.

There are many ways to move money with your new Truist One Checking account. For some options, you’ll need to first set up online and mobile banking.Disclosure 1

Add your debit card to your digital wallet.

Send and receive money with Zelle®.Disclosure 5

Sign in to online banking and enroll with Zelle® at Truist.

Set up bill pay.

Sign in to online banking where you can view, manage, and pay bills securely in one place.

Avoid the $12 monthly maintenance fee.

Choose any one of these ways to waive the $12 monthly maintenance fee. You only need to do one!

  • Make $500 or more in total qualifying direct depositsDisclosure 6 per statement cycle.
  • Maintain a combined monthly average balance of $500 or more across all eligbile Truist accounts.Disclosure 7
  • Have a personal Truist credit card, mortgage, or consumer loan, excluding LightStream.®
  • Have a linked small business checking account.Disclosure 8
  • Students under age 25 listed as primary account holder.Disclosure 9

Plus, we waive the monthly maintenance fee for primary account holders age 62 and older.