This way to home affordability.

Why choose an FHA loan?

  • You can finance up to 96.5% of the purchase price on some loans. 
  • A family member or employer can give 100% of the down payment as a gift. 
  • The seller can put up to 6% of the sale price towards closing costs and prepaid items. 
  • Rates are often better for FICO® scores ranging from fair to good than conventional financing. 
  • ARMs1 adjust annually after 5 or 7 years and offers one-time protection from large interest rate increases.

A few things to considerDisclosure 2

  • You can finance your mortgage insurance. 
  • You typically will pay an annual mortgage insurance premium (MIP) for the entire term of the loan with down payments less than 10%. 
  • FHA home loan maximum amounts range from $498,257–$1,149,825 based on where you’re buying.
  • The interest rate on adjustable-rate mortgagesDisclosure 1 (ARMs) may increase after the initial fixed-rate period.

Start your application with confidence. Our mortgage professionals are ready to help when you need it.

Today's mortgage rates

Mortgage rates change every day. If you see a rate that works for you, start your application right away.

Affordable loans

There are other ways to make homebuying affordable. Ask a mortgage professional if you qualify for these options.