The most common way to buy or refinance a home. It’s a solid choice when rates are low to keep your payments predictable—your principal and interest won’t change from month to month. And predictable can be a good thing.
This is a benefit offered to veterans and their surviving spouses. A VA loan offers a competitive interest rate with no requirement for private mortgage insurance (PMI)—giving our servicemembers added flexibility with down payment amounts.
Ideal for first-time homebuyers, or those with income limitations. FHA loans allow you to get into your home with a lower down payment requirement than most others, with greater flexibility in accommodating your needs and preferences.
For when you’re in the market for a little more house than a conventional loan will provide. These loans can enable the purchase of properties of up to $3 million at highly competitive rates with no private mortgage insurance required.
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