Truist Future our lowest interest rate credit card

Compare Truist Visa® credit cards

Truist Future Visa® Credit Card

Truist Future credit card

Our lowest rate

Roll higher-interest debt from other bank’s cards into a single payment at a lower rate. Get your next big purchase now and save on interest. You’ll find so many ways to save with our lowest APR and no annual fee.6

No annual fee6

0% intro APR for 15 months

on all purchases6

0% APR for 15 months
on balance transfers in the first 90 days after account opening6

to 16.49% - 25.49% variable APR

on purchases and balance transfers after the intro rate expires6

A 3% fee ($10 minimum) applies to each balance transfer.6

See how the Truist Future card works for you.

Key benefits

  • The lowest APR of any card we offer.
  • No annual fee.6
  • Save on interest when you transfer higher-rate balances.


  • Customizable card controls for added security.
  • Contactless payments and mobile wallets for faster checkout.
  • Visa® Zero Liability11 protection against unauthorized card use.