Truist Mortgage: Open an account

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Mortgages

Ease your mortgage journey

Buy a home.

Low or no-down-payment options^{Disclosure 1}

Online and in-person applications

Mortgage preapprovals^{Disclosure 2}

Get preapproved

Change your mortgage

Refinance a home.

Look for a lower interest rate.

Potentially lower your monthly payment.

Explore cash-out refinancing^{Disclosure 3}using your home’s value.

Apply now

Take advantage of our special offer now through November 30, 2026

Home Equity Line of Credit

Withdraw only what you need

Ready access to funds for unexpected expenses

Borrow up to 89% of your home's value

Tap into your home's equity

Home Equity Loan

Fixed rates
Predictable payments help you budget precisely.

Upfront funds
Receive a lump sum—ideal for one-time expenses.

Multiple uses
Improve your home, consolidate debt, or make a big purchase.

Apply now

What's to love about

Truist mortgages

Digital with a personal touch

Buying? Track your application with our app and get support from our team.
Free up cash.

Refinancing? Look to lower your monthly payment or explore cash-out refinancing^{Disclosure 3}
Flexible terms and rates

Options to help your dreams of owning a home come true.