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Credit cards

Cash back

Truist Enjoy Cash Credit Card

No annual feeTruist Enjoy Cash Credit Card Disclosure (opens in a modal)

Loyalty Cash Bonus
based on your Truist deposit relationship when cash rewards are redeemed into a Truist deposit account.Disclosure 3

0% intro APR on purchases for 12 months after account openingTruist Enjoy Cash Credit Card Disclosure (opens in a modal)

0% intro APR for 12 months after account opening on balance transfers made in the first 90 days after account openingTruist Enjoy Cash Credit Card Disclosure (opens in a modal)

A 3% fee ($10 minimum) applies to each balance transferTruist Enjoy Cash Credit Card Disclosure (opens in a modal)

19.74% – 28.74% variable APR
on purchases and balance transfersTruist Enjoy Cash Credit Card Disclosure (opens in a modal)

Premium rewards

Truist Enjoy Beyond Credit Card

$95 annual feeTruist Enjoy Beyond Credit Card Disclosure (opens in a modal)

30,000 bonus points
after you spend $1,500 within 90 days of account opening

19.74% – 28.74% variable APR
on purchases and balance transfersTruist Enjoy Beyond Credit Card Disclosure (opens in a modal)

Our lowest rate

Truist Future Credit Card

No annual feeTruist Future Credit Card Disclosure (opens in a modal)

0% intro APR for 15 months
on all purchases and on balance transfers in the first 90 days after account opening

17.74% – 26.74% variable APR
on purchases and balance transfers after the intro rate expires.Truist Future Credit Card Disclosure (opens in a modal)

3% fee ($10 minimum) applies to each balance transfer.Truist Future Credit Card Disclosure (opens in a modal)

Travel rewards

Truist Enjoy Travel Credit Card

No annual feeTruist Enjoy Travel Credit Card Disclosure (opens in a modal)

20,000 bonus miles
after you spend $1,500 within 90 days of account opening

19.74% – 28.74% variable APR
on purchases and balance transfersTruist Enjoy Travel Credit Card Disclosure (opens in a modal)

Practice good credit habits

Truist Enjoy Cash Secured Credit Card

No annual feeTruist Enjoy Cash Secured Credit Card Disclosure (opens in a modal)

Loyalty Cash Bonus
based on your Truist deposit relationship when cash rewards are redeemed into a Truist deposit account.Disclosure 3

27.74% variable APR
on purchases and balance transfersTruist Enjoy Cash Secured Credit Card Disclosure (opens in a modal)

Security deposit required up to the approved credit limit.

What's to love about

Truist credit cards

  • Earn extra cash back.

    Get bonus cash by shopping at select merchants when you activate your Truist DealsDisclosure 4

  • Stay protected with card controls.

    Receive real-time alerts, set spending limits, even lock or unlock your card with our mobile app.

  • Breathe easier with contactless payments.

    Every card has tap-to-pay, so checkout is fast.