Truist One Savings1

Saving? More like building. Building security. Building towards personal goals. Building interest. And building more perks—the cash in your Truist One Savings account may help you get more benefits from your Truist One Checking account.

More details about Truist One Savings

Here are the benefits

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  • Build towards more perks—the cash in your Truist One Savings account may help you get more benefits from your Truist One Checking account.
  • Earn interest on your savings.
  • No overdraft related fees.3
  • Feel more confident when you have money saved for emergencies or specific goals.
  • Link to your Truist personal checking account for Overdraft Protection. Truist One Savings can automatically transfer available funds to your checking account if needed—no overdraft protection transfer fees attached.4

Why it’s a good fit

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Truist One Savings is a great choice if you:

  • Have a Truist personal checking account
  • Are looking for a simple way to start saving
  • Are building an emergency fund or saving for a specific goal
  • Want to earn interest
  • Want Overdraft Protection for your Truist personal checking account—with no overdraft protection transfer fees4

Fee information1

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Any of the following will waive the $5 monthly maintenance fee:

  • Have a related5 Truist personal checking account
  • Keep a minimum daily ledger balance6 of $300 or more
  • Schedule a recurring preauthorized internal transfer of $25 or more per statement cycle
  • Be under 18 years of age7

No fee for first six withdrawals each month.4

Waive the $3 Paper Statement fee by enrolling in paperless statements.1

Savings calculator

This overview is not intended to be all-inclusive but is for illustrative purposes only. Individual results will vary based on client usage. For additional information, please refer to the Personal Deposit Accounts Fee Schedule.

This calculator is made available by one or more third party service providers. It is not intended to be an advertisement for a product or service at any of the terms used herein. It is not intended to offer any tax, legal, financial or investment advice. All examples are hypothetical and are for illustrative purposes. Truist Financial Corporation ("Truist") and its affiliates do not provide legal or tax advice. Truist cannot guarantee that the information provided is accurate, complete, or timely. Federal and state laws and regulations are complex and are subject to change. Changes in such laws and regulations may have a material impact on pre- and/or after-tax investment results. Truist makes no warranties with regard to this calculator or the results obtained by its use. Truist disclaims any liability arising out of your use of, or any tax position taken in reliance on, this calculator. Always consult an attorney or tax professional regarding your specific legal or tax situation.

Ready to open a Truist One Savings account? It’s so simple.

Step one

Share your basic info for account setup.

We’ll need some personal information to get your account started.

Make your first deposit.

Truist One Savings has a $50 minimum opening deposit.

Get started here.

Check out Truist One Checking.

Truist One Checking has all the benefits you care about—no overdraft fees3 and $100 of coverage for eligible clients when you accidentally overspend.8 The best part? The benefits increase as your balances grow. Automatically.