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Outsmarting debt Secured vs. unsecured loans: What’s the difference?
Both are common types of loans, but there’s one key difference: collateral.
Secured vs. Unsecured Loans: It’s All About Collateral
Not sure if a secured or unsecured loan is right for you? Compare key differences, including interest rates, requirements, and borrowing flexibility.
Outsmarting debt How (and when) to consolidate debt
Debt consolidation may help reduce the burden of debt, and it might even save you money.
When to Consider Debt Consolidation
There are pros and cons to consolidating your debt into a single payment. Here’s how to tell if it’s the right way to reduce your debt stress.
Outsmarting debt Your credit score, explained
Your FICO® credit score is one of the most common ratings used to determine your creditworthiness.
Your credit score explained | Truist
Credit scores are based on your credit habits. Learn the factors that go into calculating your credit score and tips on how to improve it.
Outsmarting debt How to build good credit from scratch
Building good credit can save you money, build your financial confidence, and unlock certain possibilities in life.
How to build credit and why you need it
Want to achieve your financial dreams? You’ll need to start building credit, but how do you establish credit with no credit history? Learn how to build your credit for the first time.
Outsmarting debt What are credit inquiries? Everything you need to know
What are credit inquiries? Everything you need to know
What are credit inquiries? Everything you need to know
Credit inquiries are not always a bad thing. Used wisely, they help you build credit history. But, how many inquiries is too many and what's with hard vs. soft inquiries?
Outsmarting debt 5 common credit mistakes you can easily avoid to boost your score
Chances are, we’ve all made at least one of these credit mistakes—and that’s OK.
5 common credit mistakes you can easily avoid to boost your score
Raise your credit score by learning what not to do. Here are five common credit mistakes people make and how to avoid them.
