Star benefits
Cash back, extra miles, low rates, or upscale perks. Make doing the things you love even more rewarding.
Card controls
Protection feels good. Receive real-time alerts, set spending limits, lock or unlock your card with our mobile app.
Contactless payments
Every card has tap-to-pay, so checkout is faster—and safer. Whew.
Extra rewards
Our rewards cards let you earn Loyalty Bonuses when you have a Truist checking or savings account.
| Rewards | Intro APR/offer | Purchase APR | Annual fee | |
|---|---|---|---|---|
See rates, fees & rewards for Enjoy Cash credit card. Heads up! You choose the rewards type when you apply, you just can’t change it later. |
3% cash back on gas and EV charging
– OR – 1.5% cash
|
0% intro APR on purchases for 12 months after account opening1 |
18.49% - 27.49%
|
$01 |
|
2x miles
1x miles
|
20,000 bonus miles when you spend $1,500 in first 90 days after account opening |
18.49% - 27.49%
|
$04 |
|
None |
0% intro APR for 15 months after account opening on purchases6 0% intro APR for 15 months after account opening on balance transfers made in the first 90 days after account opening6 |
16.49% - 25.49%
|
$06 |
|
3x points per $1 spent on airfare, hotels, and car rentals
|
30,000 bonus points when you spend $1,500 in first 90 days after account opening |
18.49% - 27.49%
|
$1957 |
Enjoy Cash Secured credit card See rates, fees & rewards for Enjoy Cash Secured credit card. |
3% cash back on gas
|
None
|
24.49%
|
$199 |
Cash back
Rewards: 3% cash back on gas and EV charging, 2% on utilities and groceries (up to the $1,000 monthly spend cap), 1% on all other eligible purchases2 – OR – 1.5% cash back on all eligible purchases3
Intro APR/offer: 0% intro APR on purchases for 12 months after account opening1
APR: 18.49% - 27.49%
variable APR after the intro APR expires1
Annual fee: $01
Premium rewards
Rewards: 3x points per $1 spent on airfare, hotels, and car rentals, 2x points per $1 spent on dining, 1x points per $1 spent on all other eligible purchases8
Intro APR/offer: 30,000 bonus points when you spend $1,500 in first 90 days after account opening
APR: 18.49% – 27.49% variable APR7
Annual fee: $1957
Build credit
Enjoy Cash Secured credit card
Rewards: 3% cash back on gas, 2% on utilities and groceries (up to the $1,000 monthly spend cap), 1% on all other eligible purchases10
Intro APR/offer: None (Requires a $400 minimum refundable deposit in a Truist Secured Savings Account to open.)
APR: 24.49% variable APR9
Annual fee: $199
| Rewards | Intro APR/offer | Purchase APR | Annual fee | |
|---|---|---|---|---|
|
See rates, fees & rewards for Enjoy Cash credit card. Heads up! You choose the rewards type when you apply, you just can’t change it later. |
3% cash back on gas and EV charging
– OR – 1.5% cash
|
0% intro APR on purchases for 12 months after account opening1 |
18.49% - 27.49%
|
$01 |
|
|
2x miles
1x miles
|
20,000 bonus miles when you spend $1,500 in first 90 days after account opening |
18.49% - 27.49%
|
$04 |
|
|
None |
0% intro APR for 15 months after account opening on purchases6 0% intro APR for 15 months after account opening on balance transfers made in the first 90 days after account opening6 |
16.49% - 25.49%
|
$06 |
|
|
3x points per $1 spent on airfare, hotels, and car rentals
|
30,000 bonus points when you spend $1,500 in first 90 days after account opening |
18.49% - 27.49%
|
$1957 |
|
Enjoy Cash Secured credit card See rates, fees & rewards for Enjoy Cash Secured credit card. |
3% cash back on gas
|
None
|
24.49%
|
$199 |
Cash back
Rewards: 3% cash back on gas and EV charging, 2% on utilities and groceries (up to the $1,000 monthly spend cap), 1% on all other eligible purchases2 – OR – 1.5% cash back on all eligible purchases3
Intro APR/offer: 0% intro APR on purchases for 12 months after account opening1
APR: 18.49% - 27.49%
variable APR after the intro APR expires1
Annual fee: $01
Premium rewards
Rewards: 3x points per $1 spent on airfare, hotels, and car rentals, 2x points per $1 spent on dining, 1x points per $1 spent on all other eligible purchases8
Intro APR/offer: 30,000 bonus points when you spend $1,500 in first 90 days after account opening
APR: 18.49% – 27.49% variable APR7
Annual fee: $1957
Build credit
Enjoy Cash Secured credit card
Rewards: 3% cash back on gas, 2% on utilities and groceries (up to the $1,000 monthly spend cap), 1% on all other eligible purchases10
Intro APR/offer: None (Requires a $400 minimum refundable deposit in a Truist Secured Savings Account to open.)
APR: 24.49% variable APR9
Annual fee: $199
Digital Wallet features
Never fumble for your wallet again.
Truist Wealth
Put your net worth to work with tools for strategic credit and asset management.
McGriff Insurance
Insure your home, your car, and your future with a provider you can trust.