Choose your way to max out your rewards—on groceries, gas, and a lot more.
Enjoy double miles on airfare, car rentals, and hotels.
*See Rates, fees & rewards for Enjoy travel credit card account.
Enjoy the red-carpet experience when traveling or dining out.
*See Rates, fees & rewards for Enjoy Beyond credit card account.
Credit card features
Cash back, extra miles, low rates, or upscale perks. Make doing the things you love even more rewarding.
Protection feels good. Receive real-time alerts, set spending limits, lock or unlock your card with our mobile app.
Every card has tap-to-pay, so checkout is faster—and safer. Whew.
Our rewards cards let you earn Loyalty Bonuses when you have a Truist checking or savings account.
Find your card for every day
How would you like to earn your rewards? Enjoy Cash lets you choose from two great cash back options when you apply—so you earn what fits your spending habits best.
Travel rewards
Our lowest rate
Roll higher-interest debt from other bank’s cards into a single payment at a lower rate. Get your next big purchase now and save on interest. You’ll find so many ways to save with our lowest APR and no annual fee.6
See rates & fees
Premium rewards
Level up to that VIP feeling. Earn 3x points per $1 spent on airfare, hotels, and car rentals, 2x points per $1 spent on dining, and 1x points per $1 spent on all other eligible purchases8—plus lots of other perks.
Practice good credit habits
Rewards while working on your credit. Win-win. Earn up to 3% cash back on gas, and 2% on utilities and groceries (with a combined $1,000 monthly cap)—and 1% on all other eligible purchases.10
Rewards | Intro APR/offer | Purchase APR | Annual fee | |
---|---|---|---|---|
![]() See rates, fees & rewards for Enjoy Cash credit card. Heads up! You choose the rewards type when you apply, you just can’t change it later. |
3% cash back on gas and EV charging
– OR – 1.5% cash
|
0% intro APR on purchases for 12 months after account opening1 |
18.49% - 27.49%
|
$01 |
![]() |
2x miles
1x miles
|
20,000 bonus miles when you spend $1,500 in first 90 days after account opening |
18.49% - 27.49%
|
$04 |
![]() |
None |
0% intro APR for 15 months after account opening on purchases6 0% intro APR for 15 months after account opening on balance transfers made in the first 90 days after account opening6 |
16.49% - 25.49%
|
$06 |
![]() |
3x points per $1 spent on airfare, hotels, and car rentals
|
30,000 bonus points when you spend $1,500 in first 90 days after account opening |
18.49% - 27.49%
|
$1957 |
![]() Enjoy Cash Secured credit card See rates, fees & rewards for Enjoy Cash Secured credit card. |
3% cash back on gas
|
None
|
24.49%
|
$199 |
Cash back
Rewards: 3% cash back on gas and EV charging, 2% on utilities and groceries (up to the $1,000 monthly spend cap), 1% on all other eligible purchases2 – OR – 1.5% cash back on all eligible purchases3
Intro APR/offer: 0% intro APR on purchases for 12 months after account opening1
APR: 18.49% - 27.49%
variable APR after the intro APR expires1
Annual fee: $01
Premium rewards
Rewards: 3x points per $1 spent on airfare, hotels, and car rentals, 2x points per $1 spent on dining, 1x points per $1 spent on all other eligible purchases8
Intro APR/offer: 30,000 bonus points when you spend $1,500 in first 90 days after account opening
APR: 18.49% – 27.49% variable APR7
Annual fee: $1957
Build credit
Enjoy Cash Secured credit card
Rewards: 3% cash back on gas, 2% on utilities and groceries (up to the $1,000 monthly spend cap), 1% on all other eligible purchases10
Intro APR/offer: None (Requires a $400 minimum refundable deposit in a Truist Secured Savings Account to open.)
APR: 24.49% variable APR9
Annual fee: $199
Cash rewards
How would you like to earn your rewards? Enjoy Cash lets you choose from two great cash back options when you apply—so you earn what fits your spending habits best.
Travel rewards
Travel rewards
Low rate
Our lowest rate
Roll higher-interest debt from other bank’s cards into a single payment at a lower rate. Get your next big purchase now and save on interest. You’ll find so many ways to save with our lowest APR and no annual fee.6
See rates & fees
Premium rewards
Premium rewards
Level up to that VIP feeling. Earn 3x points per $1 spent on airfare, hotels, and car rentals, 2x points per $1 spent on dining, and 1x points per $1 spent on all other eligible purchases8—plus lots of other perks.
Secured
Practice good credit habits
Rewards while working on your credit. Win-win. Earn up to 3% cash back on gas, and 2% on utilities and groceries (with a combined $1,000 monthly cap)—and 1% on all other eligible purchases.10
Compare all
Rewards | Intro APR/offer | Purchase APR | Annual fee | |
---|---|---|---|---|
![]() See rates, fees & rewards for Enjoy Cash credit card. Heads up! You choose the rewards type when you apply, you just can’t change it later. |
3% cash back on gas and EV charging
– OR – 1.5% cash
|
0% intro APR on purchases for 12 months after account opening1 |
18.49% - 27.49%
|
$01 |
![]() |
2x miles
1x miles
|
20,000 bonus miles when you spend $1,500 in first 90 days after account opening |
18.49% - 27.49%
|
$04 |
![]() |
None |
0% intro APR for 15 months after account opening on purchases6 0% intro APR for 15 months after account opening on balance transfers made in the first 90 days after account opening6 |
16.49% - 25.49%
|
$06 |
![]() |
3x points per $1 spent on airfare, hotels, and car rentals
|
30,000 bonus points when you spend $1,500 in first 90 days after account opening |
18.49% - 27.49%
|
$1957 |
![]() Enjoy Cash Secured credit card See rates, fees & rewards for Enjoy Cash Secured credit card. |
3% cash back on gas
|
None
|
24.49%
|
$199 |
Cash back
Rewards: 3% cash back on gas and EV charging, 2% on utilities and groceries (up to the $1,000 monthly spend cap), 1% on all other eligible purchases2 – OR – 1.5% cash back on all eligible purchases3
Intro APR/offer: 0% intro APR on purchases for 12 months after account opening1
APR: 18.49% - 27.49%
variable APR after the intro APR expires1
Annual fee: $01
Premium rewards
Rewards: 3x points per $1 spent on airfare, hotels, and car rentals, 2x points per $1 spent on dining, 1x points per $1 spent on all other eligible purchases8
Intro APR/offer: 30,000 bonus points when you spend $1,500 in first 90 days after account opening
APR: 18.49% – 27.49% variable APR7
Annual fee: $1957
Build credit
Enjoy Cash Secured credit card
Rewards: 3% cash back on gas, 2% on utilities and groceries (up to the $1,000 monthly spend cap), 1% on all other eligible purchases10
Intro APR/offer: None (Requires a $400 minimum refundable deposit in a Truist Secured Savings Account to open.)
APR: 24.49% variable APR9
Annual fee: $199
Earn rewards just for shopping at your favorite retailers. See an offer you like? Just add, shop, and get paid. New deals are added all the time.12
Sign in to manage your account, set up online bill pay, or request a credit line increase. Have questions? Call 844-487-8478. We can help.
Never fumble for your wallet again.
Put your net worth to work with tools for strategic credit and asset management.
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