Why choose a Doctor Loan?

You’ve put in hard work to practice medicine. We’ll help you find the right place to hang your lab coat at the end of the day. A physician mortgage lets you buy the home you want with a lower down payment. And having support from experienced mortgage professionals helps ease the pressures of buying while you focus on your medical or dental practice.

Features and benefits

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  • Financing for primary residences
  • Low- to no-down-payment options

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Interest rate discount for Truist customersDisclosure 3
 

You may qualify for an interest rate discount based on your total deposit and investment balances. The more you have in balances with Truist, the greater the potential discount you can receive. 

Who it's for and what we offer

For licensed residents, interns, and fellows in MD, DO, and DPM programs, we offer:

  • A maximum home loan amount of $1 million.

For practicing doctors and dentists (MD, DO, DPM, DDS, DMD), we offer:

Note: Doctors with equal to or over fifteen years post training (residency/fellowship) must be part of Truist Wealth. Other products are available for non Truist Wealth clients.

Your practice comes first—we'll help ease the pressure of buying a home.

Answers to common questions about Truist Doctor Loans

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The Doctor Loan program is a residential mortgage loan specifically created for licensed medical professionals to help make mortgage financing easier and more hassle-free. 

  • Medical Doctors (MD)
  • Doctors of Osteopathy (DO)
  • Doctor of Dental Medicine: dental surgeons, orthodontists, general dentists
  • Psychiatrists licensed as Medical Doctors
  • Doctors of Podiatric Medicine (DPM)
  • Licensed residents, interns, and fellows in MD, DO, and DPM programs

Doctors with more than 15 years post training need to be a client of, or belong to a practice that is a client of, Truist Wealth.

There is no mortgage insurance required for a Doctor Loan.

Some states require a preexisting depository relationship and is not available for properties located in Alaska, Arizona, Hawaii, and Oregon. Talk to a Truist mortgage professional for details. 

You may qualify for an interest rate discount based on your total deposit and investment balances. The more you have in balances with Truist, the greater the potential discount you can receive.

Become a Truist Wealth client.

Create a financial plan that’s right for you—and get the most of your mortgage benefits. Start a relationship with a Truist Wealth advisor.