Mortgage Warehouse Lending

Power your pipeline with strength, stability, and service you can count on.

The quality of your warehouse lender matters more than ever. Work with a partner who understands your business, prioritizes your clients, and delivers the funding, flexibility, and support you need to succeed.

Relationships matter.

In today’s mortgage marketplace, the right relationships can set you apart. With Truist Mortgage Warehouse Lending, you gain an experienced team dedicated to delivering options, stability, and a smooth lending experience.

We work alongside you to help grow your business, create efficiencies, and provide insight that drives better outcomes—for you and your borrowers.

Correspondent Lending
Reduced financing costs for loans committed for sale to our correspondent division.
Deposit and treasury services
A variety of deposit and treasury management products to manage your business.
Community bank network
Full-service banking for our customers in the Truist branch footprint.
Corporate trust and document custody
Offers pool certification and custody services.

What you can expect

Liquidity and capital efficiency

Flexible funding, including committed and uncommitted capacity.
Operational support

Streamline day-to-day processes with efficient funding workflows and timely insights.
Expanded product offerings

A diverse set of products and services helps you meet more borrower needs and stay competitive.
Improved borrower experience

Reliable funding and efficient processes help you better serve clients and build relationships.

Discover the advantages of Truist Mortgage Warehouse Lending.

Advantages

We’re proud to have over 20 years of mortgage warehouse lending experience.

Our balance sheet is strong and steady, providing funding stability to clients through committed facilities during all market conditions.

  • We offer direct facilities, either committed or uncommitted, starting at $20 million, and the ability to obtain agent-syndicated warehouse facilities.
  • We fund first-lien residential mortgage products including Fannie Mae, Freddie Mac, FHA, VA, USDA, state bonds, and certain jumbo and super-jumbo loans.
  • We’re a national lending platform.

Services

Our clients work with a dedicated relationship manager and portfolio manager team.

  • Every new client receives comprehensive onboarding support.
  • We can finance your eNotes on our facility.
  • Advance rates up to 100% can leave more cash in your business.
  • Financial covenants are structured with consideration given to your business goals and objectives.

Advantages

Advantages

We’re proud to have over 20 years of mortgage warehouse lending experience.

Our balance sheet is strong and steady, providing funding stability to clients through committed facilities during all market conditions.

  • We offer direct facilities, either committed or uncommitted, starting at $20 million, and the ability to obtain agent-syndicated warehouse facilities.
  • We fund first-lien residential mortgage products including Fannie Mae, Freddie Mac, FHA, VA, USDA, state bonds, and certain jumbo and super-jumbo loans.
  • We’re a national lending platform.

Services

Services

Our clients work with a dedicated relationship manager and portfolio manager team.

  • Every new client receives comprehensive onboarding support.
  • We can finance your eNotes on our facility.
  • Advance rates up to 100% can leave more cash in your business.
  • Financial covenants are structured with consideration given to your business goals and objectives.
Meet our relationship managers. Our team is ready to help.

View our contact sheet (PDF) to find the manager serving your area.

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Disclosures

Truist Bank, Member FDIC. © 2026 Truist Financial Corporation. Truist, the Truist logo, Truist Purple, Truist One, Truist Marquee, LightStream, and the LightStream logo are service marks of Truist Financial Corporation.

Equal Housing Lender

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

TRUIST is a service mark of Truist Financial Corporation (Truist) and its affiliates.

Services provided by Truist Financial Corporation (Truist) affiliates: Banking products and services, including loans and deposit accounts, provided by Truist Bank, Member FDIC. Trust and investment management services provided by Truist Bank. Securities, brokerage accounts and/or annuities offered by Truist Investment Services, Inc., an SEC registered broker-dealer, and member FINRA and SIPC, and a licensed insurance agency. Investment advisory services offered by Truist Advisory Services, Inc. and GFO Advisory Services, LLC, SEC registered investment advisers. Some insurance products offered by Truist Investment Services, Inc. Other insurance products offered by Marsh & McLennan Agency, LLC (as successor in interest to McGriff Insurance Services, LLC) CA License #0H18131, Kensington Vanguard National Land Services, and Crump Life Insurance Services. Truist Life Insurance Services (TLIS) is a division of Crump, Arkansas License #100103477. Variable insurance material is for broker-dealer or registered representative use only. Variable products distributed by P.J. Robb Variable, LLC, Arkansas License #100110185. Member FINRA.

Marsh & McLennan Agency LLC, Kensington Vanguard National Land Services, Crump Life Insurance Services, Truist Life Insurance Services, and P.J. Robb Variable, LLC are not affiliated with Truist Financial Corporation or any of its subsidiaries.

Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank.

Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Please note that Truist provides translations of webpages, documents and disclosures as a courtesy and in the event of any inconsistencies or discrepancies between the English content and the translated content, the English content supersedes the translation. Truist offers phone support in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages, please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

The Consumer Finance Protection Bureau (CFPB) also provides additional resources for homeowners seeking payment assistance in select languages at: https://www.consumerfinance.gov/housing/housing-insecurity/help-for-homeowners/

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