Compare Truist Visa® credit cards

Truist Enjoy Cash credit card

Cash Rewards

Earn unlimited rewards. You choose how. Earn 3% cash back on gas and 2% on utilities and groceries (with a combined $1,000 monthly spend cap)—and 1% on all other eligible purchases.2 Or choose to earn 1.5% on all eligible purchases.3

No annual fee1

Loyalty Cash Bonus

when redeemed into a Truist deposit account2,3

0% intro APR

on purchases for 12 months after account opening1

13.24% – 22.24% variable APR 
on purchases after intro rate expires1

Heads up! You choose the rewards type when you apply, you just can’t change it later.

Earn unlimited rewards your way.

How would you like to earn your rewards? Enjoy Cash lets you choose from two great cash back options when you apply—so you earn what fits your spending habits best.

OPTION 1

3% cash back
on gas2
2% cash back
on groceries and utilities2
(up to the combined $1,000 monthly spend cap)
1% cash back
on all other eligible purchases2
OPTION 2

1.5% cash back
on all eligible purchases3

See how the Enjoy Cash card works for you.

Key benefits

  • Choose from two ways to earn cash back when applying.
  • No annual fee.1
  • 10%, 25%, or 50% Loyalty Cash Bonus based on your Truist deposit relationship when cash rewards are redeemed into a Truist deposit account.23
Features

  • Customizable card controls for added security.
  • Contactless payments and mobile wallets for faster checkout.
  • Visa® Zero Liability11 protection against unauthorized card use.