Truist Certificates of Deposit (CDs)Disclosure 1

Earn 4.50% annual percentage yield (APY) on a 7-month CDDisclosure 2. Or 4.00% APY on a 12-month CDDisclosure 2See account fees and disclosures.

More details about Truist CDs

Benefits for you:

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  • Choose your term—from 7 days to 60 months.
  • $0 monthly maintenance fee.
  • FDIC-insured up to the amount allowable by law.


Why it’s a good fit

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Best savings account if you:

  • Are looking for a guaranteed rate.
  • Want to save for a long-term goal.
  • Don’t need immediate access to your cash.

Fee information

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  • No monthly maintenance fee
  • $2,500 account minimum for terms 7 to 31 days.
  • $1,000 account minimum for terms 32 days to 60 months.
  • Penalty for early withdrawal may apply.Disclosure 2

Ready to open a CD? It’s so simple.

Step 1

Prepare your basic info for account setup.

Step 2

Be ready with your first deposit.

Check out Truist One Checking.

Truist One Checking has benefits you care about—no overdraft fees,Disclosure 3 and $100 of coverage for eligible clients when you accidentally overspend.Disclosure 4 The best part? The benefits increase as your balances grow. Automatically.