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Truist Certificates of Deposit (CDs)

Keep your nest egg safe and watch it grow with a Truist CD.1 For how long? You choose—from 7 days to 60 months—and earn a guaranteed, FDIC-insured return.2

$0

monthly maintenance fee

$2,500

minimum opening deposit for terms from 7 to 31 days

$1,000

minimum opening deposit for terms from 32 days to 60 months

Find branch to open CD

Rates

Select a state to see rates

More details about Truist CDs

Benefits for you:

Benefits for you:

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  • Choose your term—from 7 days to 60 months.
  • Competitive interest rates, with a guarantee for the duration of the CD—see our rates.
  • $0 monthly maintenance fee.
Why it’s a good fit

Why it’s a good fit

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Best savings account if you:

  • Are looking for a guaranteed rate.
  • Want to save for a long-term goal.
  • Don’t need immediate access to your cash.
Fee information

Fee information

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  • No monthly maintenance fee
  • $1,000 account minimum

Ready to open a CD? It’s so simple.

Prepare your basic info for account setup.

Prepare your basic info for account setup.

We’ll need some personal information to get your account started.

Be ready with your first deposit.

Be ready with your first deposit.

Truist CDs have a $1,000 minimum opening deposit.

Get started at a Truist branch.

Get started at a Truist branch.

Check out Truist One Checking.

We changed how we thought about checking accounts—so you don’t have to think about them again.

Truist One Checking has all the benefits you care about—no overdraft fees,3 $100 of coverage when you accidentally overspend,4 and a credit card loyalty bonus.5 The best part? The benefits increase as your balances grow. Automatically.

Learn more about Truist One Checking.

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