Truist Certificates of Deposit (CDs)

Keep your nest egg safe and watch it grow with a Truist CD.¹ For how long? You choose—from 7 days to 60 months.²

Find branch to open CD

Rates

Select a state to see rates

More details about Truist CDs

Benefits for you:

Choose your term—from 7 days to 60 months.
Competitive interest rates, with a guarantee for the duration of the CD—see our rates.
$0 monthly maintenance fee.
FDIC-insured up to the amount allowable by law.

Why it’s a good fit

Best savings account if you:

Are looking for a guaranteed rate.
Want to save for a long-term goal.
Don’t need immediate access to your cash.

Fee information

No monthly maintenance fee
$1,000 account minimum
Penalty for early withdrawal may apply.²

Ready to open a CD? It’s so simple.

Prepare your basic info for account setup.

We’ll need some personal information to get your account started.

Be ready with your first deposit.

Truist CDs have a $1,000 minimum opening deposit.

Get started at a Truist branch.

Schedule an appointment

Check out Truist One Checking.

Truist One Checking has all the benefits you care about—no overdraft fees,³ and $100 of coverage for eligible clients when you accidentally overspend.⁴ The best part? The benefits increase as your balances grow. Automatically.

Learn more