Disclosure Information


Standard interest rates

Contact your local branch to ask about special promotional offers

Rate table
Terms Rate APY
7 days - 60 months 00.01% 00.01%

Rates are accurate as of 06/07/2024

Account Opening, Closing and Usage
Minimum Opening Deposit

$2,500 for terms from 7 to 31 days;

$1,000 for terms from 32 days to 60 months.


7 days to 5 years.

Withdrawal Transaction Limitations

If applicable, a penalty will be imposed for early withdrawals that may result in reduction of principal if accrued interest is not sufficient to cover the penalty. Fees could reduce earnings on the account.

Other Transaction Limitations

Clients will have a grace period to make a deposit, withdrawal or term change to the CD without incurring an early withdrawal penalty. Please note that only one change can be made during the grace period.Disclosure 1,

Pays Interest

Yes. The interest rate will be fixed at account opening and will remain in effect until the maturity date. Interest will begin accruing no later than the first business day the Bank receives credit for the deposit. See the Bank Services Agreement at truist.com/savings/certificate-of-deposit/disclosures-and-fees for further details.

Interest Tiers

The interest earned is based on the following ledger balance tiers:

  • Tier 1 – $0.01 to $9,999.99
  • Tier 2 – $10,000 to $49,999.99
  • Tier 3 – $50,000 to $99,999.99
  • Tier 4 – $100,000+
Account Statement

No. A monthly statement is not provided unless combined with a checking account statement. A 1099-INT is issued annually.

Disclosures, including: