Truist Enjoy Cash rewards credit cards

Compare Truist Visa® credit cards

Truist Enjoy Cash Visa® Credit Card

Truist Enjoy Cash credit card

Cash Rewards

Earn unlimited rewards. You choose how. Earn 3% cash back on gas and EV charging and 2% on utilities and groceries (with a combined $1,000 monthly spend cap)—and 1% on all other eligible purchases.Disclosure 2 Or choose to earn 1.5% on all eligible purchases.Disclosure 3

No annual feeDisclosure 1

Loyalty Cash Bonus

when redeemed into a Truist deposit accountDisclosure 2, Disclosure 3

0% intro APR

on purchases for 12 months
after account openingDisclosure 1

18.49% - 27.49%

variable APR on purchases after intro rate expiresDisclosure 1


Heads up! You choose the rewards type when you apply, you just can’t change it later.

Earn unlimited rewards your way.

How would you like to earn your rewards? Enjoy Cash lets you choose from two great cash back options when you apply—so you earn what fits your spending habits best.


3% cash back
on gas and EV chargingDisclosure 2
2% cash back
on groceries and utilitiesDisclosure 2
(up to the combined $1,000 monthly spend cap)
1% cash back
on all other eligible purchasesDisclosure 2

See how the Enjoy Cash card works for you.

Key benefits

  • Choose from two ways to earn cash back when applying.
  • No annual fee.Disclosure 1
  • Loyalty Cash Bonus based on your Truist deposit relationship when cash rewards are redeemed into a Truist deposit accountDisclosure 2, Disclosure 3


  • Customizable card controls for added security.
  • Contactless payments and mobile wallets for faster checkout.
  • Visa® Zero LiabilityDisclosure 11 protection against unauthorized card use.