Richard Jenkins
Retail Producing Sales Manager, NMLSR # 864496
14401 Sweitzer Ln
Laurel, MD 20707-2920
About me
Background
Richard Jenkins appreciates the relationships he’s built with his clients during over 25 years in the industry. Originally from the DC area, he understands lending in the region and gives his clients the information they need to understand this unique market. He’s focused on providing personally customized loans and is able to use a wide variety of products to achieve this, including first-time homebuyer down payment assistance and one-time settlement construction-to-permanent loans, as well as extended lock programs up to 12 months.Education
Areas of Focus
Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.
Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.
- Access larger loan amounts at competitive interest rates.
- For primary residences and second homes, including condominiums.
- Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.
100% financing at competitive rates and low monthly payments.
- For qualifying veterans and surviving spouses.
- 100% financing available with no down payment.
- Borrowers exempt from monthly mortgage insurance premiums.
By first understanding how much you can afford to spend on a home and planning accordingly, you can buy your first home with confidence. Calculate Now
To help today's future homeowner with their diverse financing needs, our low down payment loan programs were designed with affordability in mind. Learn more About affordable home loans.
Enjoy a low down payment mortgage designed for doctors and dentists.
- Qualified physicians receive special privileges including lower rates and greater purchasing power,1 even if you have student loans.2
- Doctors can get up to 100% financing with no monthly mortgage insurance payments.3
- Borrowers will receive a specialized mortgage to help meet the financial reality of practicing medicine.
You’ve decided to build your dream home. Save time and money with a construction-to-permanent loan.
- Offers affordable, interest-only payments during construction.
- No penalties are assessed for prepayment.
- One upfront closing with one set of closing costs provides the financing for the lot, construction and mortgage.
