Money and Mindset

A better path is always ahead.

Your financial journey is unique. Your goals are, too. When you reframe your relationship to money, a positive mindset can lead to positive changes—in more than just your financial life. With tips and tools to help make progress manageable, we’re here to help improve your mindset, achieve your goals, and boost your confidence.  

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Outsmarting debt

Score a confidence kick. Borrow responsibly and reduce high-interest debt to feel in control and earn a credit score that helps you do more. 

Outsmarting debt

Reduce debt stress: How (and when) to consolidate

Here are the benefits of debt consolidation and how to tell if it’s the right way for you to reduce financial stress.

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Outsmarting debt

Your credit score, explained

Credit scores are based on your credit habits. Learn how yours is calculated and how to improve it.

 

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Outsmarting debt

5 common credit score mistakes you can easily avoid

Help raise your credit score by learning what not to do. Here are five common credit score mistakes people make and how to avoid them.

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Outsmarting debt

Credit card payoff calculator

This credit card payoff calculator helps determine how long it could take to pay off your full account balance and how much your monthly payments will be.

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Outsmarting debt

Debt versus savings calculator

This debt vs. savings calculator helps determine which will have the biggest impact on your finances—eliminating debt or focusing on growing your savings.

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Paying it forward

Giving is good for you—science says so. Share your time, talents, and resources to make the world a better place. 

Paying it forward

7 helpful tax tips for charitable givers

With careful planning, charitable donations can reduce your taxable income and possibly get you into a lower tax bracket.

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Paying it forward

Giving is good for you—but it needs a budget

Being charitable with money, time, or any other way, is beneficial to your life. Learn how to balance your budget while helping others.

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Budgeting by values

Enjoy a happy balance. Create a budget based on your values and goals, then calculate your net worth and work to grow it over time.

Budgeting by values

8 tips for taking the stress out of monthly bills

Simplify monthly bills and payments, evaluate spending, and feel happier when hitting “Pay." Here's how.

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Budgeting by values

5 good financial habits you can make automatic

How can automation help to develop good financial habits? It can mean saving more with less effort by automatically putting money towards your goals.

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Budgeting by values

7 effective tips for reducing your expenses

Build financial resilience while reducing personal expenses with these seven steps to help you get a handle on your money and save for a brighter future.

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Budgeting by values

What to do with your tax refund: 4 empowering ways to spend it

Wondering what to do with your tax refund? You could spend, save or invest – learn about the options that will do the most for your money and your mindset.

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Stress-free saving

The unexpected can’t rattle you. Develop strategies to save for emergency expenses and breathe a little easier. 

Stress free saving

Save smart: 5 simple strategies that help

By adjusting the way you save and using these five strategies, you can learn to save on a schedule and help ensure you hit your financial goal.

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Stress free saving

How to build an emergency fund while paying down debt

Building emergency funds while paying off debt, is possible and these strategies can help you come up with a plan that’s effective for your unique needs.

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Stress free saving

Top 10 lessons we learned about finances and saving in 2020

2020 and the COVID-19 pandemic taught us to save for emergencies, respond to hardship, and become more resilient. Here's what we learned.

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Stress free saving

Savings goal calculator

Use this savings goal calculator to know how much to save each month to help you plan for future goals, like buying a house or traveling.

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Stress free saving

Emergency savings calculator

This emergency funds calculator helps figure out how much to save each month to ensure you have enough in emergency savings for any unforseen circumstance.

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Living and working my passion

Increase income by developing your skills and professional relationships. Align your career choices with your values. 

Living and working my passion

The art of the side hustle

Side hustles are a great way to develop your career and find happiness outside of your day job. Here are some ways to get started.

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Living and working my passion

6 wise ways to evaluate a job offer

You may feel pressured to accept the job offer instantly, but it’s a better idea to pause and think it over. Learn how to evaluate a job offer here.

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Living and working my passion

College savings calculator

Use this college savings calculator to prepare for the cost of higher education. Learn how to make your education goals a reality.

Calculator

Homeowning happiness

Dwell in the positive. Rent, borrow, and buy confidently with tips for making your living space a worthy and joyful investment. 

Homeowning happiness

3 smart reasons to tap into your home’s equity

If you have equity in your home, you may be able to use it to your borrowing advantage. Here are a few smart reasons to consider a HELOC.

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Homeowning happiness

The 7 hidden costs every homebuyer should know

When purchasing a home, there are many unforseen expenses. Be prepared with these seven hidden costs every homebuyer should know.

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Homeowning happiness

Mortgage and rent payment relief: What you need to know

Whether you’re renting or own a home, if you’re struggling to make payments, here is information on rent and mortgage relief or forbearance.

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Homeowning happiness

Mortgage payment calculator

This mortgage payment calculator can help you estimate how much the monthly costs of your new home will be.

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Investing in your values

A growth mindset pays off. Invest for your future and reach retirement goals by using financial best practices that keep you close to what matters most. 

Investing in your values

Wondering when to sell stocks? 3 things to know

When deciding when to sell stocks, a downturn may tempt you to sell. Here are three things to know when it comes to investing in the midst of a market dip.

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Investing in your values

7 tips for hitting your retirement goals

Start a plan to hit your retirement savings goals by following useful tips, like starting early, staying consistent, and more.

 

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Investing in your values

5 key retirement planning tips from real retirees

Real retirees share insigights on what you need to prepare yourself financially for after retirement. Use these 5 tips to set yourself up for success.

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Investing in your values

Retirement savings calculator

Use this simple retirement calculator to see how your savings could grow over time. See how small changes can make big differences in the long run.

Calculator

Protecting what matters

Safeguard tomorrow for a calmer today. Understand your—and your family’s—insurance needs, establish a will, and keep your personal information safe. 

Protect what matters

9 unexpected tips for protecting your personal data

Staying connected online keeps us connected, but it comes with a risk. These nine tips can guard you against hackers and offer identity theft protection.

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The mind-money connection

See how your relationship to money and positive thinking can inspire financial changes—and your happiness.

The mind-money connection

How your finances affect your happiness

Explore the relationship between money and happiness and discover ways to improve both through these eight principles for building wealth and well-being.

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The mind-money connection

5 ways to practice happiness

We’re in the driver’s seat of our own happiness, and we can practice happiness through what we focus on.

 

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The mind-money connection

It’s OK to buy coffee: How convenience purchases can bring you joy

There’s a cliche that millennials are broke because they spend all their money on lattes, but a study suggests treating yourself isn’t a bad thing.

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The mind-money connection

Controlling what you can in life

In the 1st episode of Money and Mindset With Bright and Brian, learn how controlling what you can financially can lead to a healthier mindset.

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The mind-money connection

Controlling what you can with your finances

Learn about controlling what you can with your finances on the 2nd episode of the podcast Bright and Brian from Truist Money and Mindset.

Podcast

The mind-money connection

Giving back feels good

Learn how giving back feels good on the 3rd episode of the podcast Bright and Brian from Truist Money and Mindset.

Podcast

Money and Mindset

With Bright and Brian

He knows finances. She studies happiness. Together, they offer tips on how to build financial confidence and live happier. 

Quiz: What’s your money personality?

Answer nine questions to figure out your money mindset.

Millennials and money

71

percent

believe they will achieve their financial goals1

26

thousand

dollars in average retirement savings2

481

dollars

donated annually to charity on average3

54

percent

perceive their mental health as excellent/good4

4.2

trillion

dollar global wellness industry, driven by millennials5

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