Truist Money Account & Reloadable Prepaid Visa® Cards

No deposit? No bank account? No problem. The Truist Money Account gives you the freedom of a debit card.

Truist Money Account

Want more details? See our account fees and terms & conditions.

Benefits for you:

  • No minimum deposit to open and no additional bank account required.
  • Avoid check-cashing fees by setting up direct deposit.
  • Use as a companion to your existing bank account. Digitally transfer funds to—and from—your reloadable card whenever you want.
  • Waive the $5 monthly maintenance fee by loading at least $500 a month.1
  • Earn cash back with deals—personalized select merchant offer discounts that come with your account.2

Best if you:

  • Need to manage a strict budget—for you, or your household.
  • Don’t have a bank account.
  • Want to avoid overdraft fees.
  • Enjoy digital features like text alerts, mobile deposits, and keeping an eye on your money with an app.