Reloadable Visa® Prepaid Cards: No Bank Account Required | Truist

Checking accounts

No deposit? No bank account? No problem. The Truist Money Account gives you the freedom of a debit card.

Truist Money Account

Open now

Find a branch

Want more details? See our account fees and terms & conditions.

Benefits for you:

No minimum deposit to open and no additional bank account required.
Avoid check-cashing fees by setting up direct deposit.
Use as a companion to your existing bank account. Digitally transfer funds to—and from—your reloadable card whenever you want.
Waive the $5 monthly maintenance fee by loading at least $500 a month.¹
Earn cash back with deals—personalized select merchant offer discounts that come with your account.²

Best if you:

Need to manage a strict budget—for you, or your household.
Don’t have a bank account.
Want to avoid overdraft fees.
Enjoy digital features like text alerts, mobile deposits, and keeping an eye on your money with an app.

Life's Moments

What are your sights set on?

Prepare for the unexpected with an emergency fund

5 savings goals the whole family can get behind

6 do’s and don’ts for navigating money and relationships

6 questions to help you pay off student loans faster

How to save more for your child's education

3 helpful tips for getting scholarships

Going back to school? 7 things to consider