Toni Davis-Spivey is a community mortgage specialist with Truist Mortgage, offering more than 30 years of mortgage industry experience helping clients, especially first-time buyers, achieve the dream of homeownership.
Education
Bachelor of Arts in Mass Communications
Goucher College
1981
1985
Personal interests
Toni is a member and serves on the equal opportunity committee of the Greater Baltimore Board of REALTORS®. She also serves on the membership committee with the Real Estate Brokers of Baltimore, the local chapter for the National Association of Real Estate Brokers.
Areas of Focus
New Home Purchase
Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.
First Time Homebuyers
By first understanding how much you can afford to spend on a home and planning accordingly, you can buy your first home with confidence. Calculate Now
First Time Home Buyer Popup
Affordable Financing
To help today's future homeowner with their diverse financing needs, our low down payment loan programs were designed with affordability in mind. Learn more About affordable home loans.
Refinancing Options
Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.
Veteran Loans
100% financing at competitive rates and low monthly payments.
For qualifying veterans and surviving spouses.
100% financing available with no down payment.
Borrowers exempt from monthly mortgage insurance premiums.