Toni Davis-Spivey

Toni Davis-Spivey
Community Mortgage Specialist, NMLSR # 200160

7101 Security Blvd

Windsor Mill, MD 21244-1811

About me


Toni Davis-Spivey is a community mortgage specialist with Truist Mortgage, offering more than 30 years of mortgage industry experience helping clients, especially first-time buyers, achieve the dream of homeownership. 


Bachelor of Arts in Mass Communications
Goucher College 1981 1985

Personal interests

Toni is a member and serves on the equal opportunity committee of the Greater Baltimore Board of REALTORS®. She also serves on the membership committee with the Real Estate Brokers of Baltimore, the local chapter for the National Association of Real Estate Brokers. 

Areas of Focus

  • Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.

  • By first understanding how much you can afford to spend on a home and planning accordingly, you can buy your first home with confidence.  Calculate Now

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  • Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.

  • 100% financing at competitive rates and low monthly payments.

    • For qualifying veterans and surviving spouses.
    • 100% financing available with no down payment.
    • Borrowers exempt from monthly mortgage insurance premiums.


Top Performance Award
Top Performance Award
Sterling Performance Award


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Office hours


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