Michele Barnett

Michele Barnett
Mortgage Loan Officer, NMLSR # 659548

400 S Park Ave

Suite 200,

Winter Park, FL 32789-4307

About me

Background

I’ve successfully assisted countless clients across all backgrounds and financial goals with their mortgage financing needs, including doctors, dentists, attorneys, entrepreneurs, corporate executives, and their family members. I’m a doctor and jumbo loan specialist and am proud that many of my clients refer to me as their friend, rather than their mortgage lender. The art of a personal touch is what clients find when working with me. I am committed to providing mortgage loans with extraordinary care, expertise, and by ensuring that I always put my clients’ welfare first. Hard work, consistent communication, prompt responses, and setting realistic expectations are what set me apart. As a mother of an adult son with autism, I understand the importance of providing specialized, personalized care, and use the same skillful approach when it comes to meeting the needs of my clients and their individual and unique lifestyles. I use my expertise, attention to detail, and the financial strength of Truist Bank, to help exceed my clients’ expectations and ensure a smooth and enjoyable experience, whether they are financing a home, purchasing or building a new house, or relocating. 

Areas of Focus

  • Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.

  • Enjoy some of the best rates and terms for a low down payment mortgage designed for doctors and dentists.

    • Qualified physicians receive special privileges including lower rates and greater purchasing power, even if you have student loans.
    • Doctors can get up to 100% financing with no monthly mortgage insurance payments.
    • Borrowers will receive favorable repayment terms to help meet the financial reality of practicing medicine.
  • Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.

    • Access larger loan amounts at competitive interest rates.
    • For primary residences and second homes, including condominiums.
    • Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
  • You’ve decided to build your dream home. Save time and money with a construction-to-permanent loan.

    • Offers affordable, interest-only payments during construction.
    • No penalties are assessed for prepayment.
    • One upfront closing with one set of closing costs provides the financing for the lot, construction and mortgage.
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