Lynne Trott

Lynne Trott
Direct Loan Officer, NMLSR # 115556

1001 Semmes Ave

Richmond, VA 23224-2245

About me


I’m a Loan Officer with Truist Mortgage, offering clients more than 30 years of trustworthy industry experience. I care about my clients and share with them my positivity, energy, and true happiness as we work as one team to achieve their dreams of homeownership.

Personal interests

I’m an active volunteer with Samaritan’s Purse Disaster Relief and serve as a part of the “Dream Team” at Passion Community Church in Powhatan, VA. I enjoy spending my winters on the ski slopes anywhere there’s snow and have been married to Captain Trott for over 30 years. We have one adult son and live on a 32-acre farm in Powhatan, VA.

Areas of Focus

  • Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.

  • Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.

    • Access larger loan amounts at competitive interest rates.
    • For primary residences and second homes, including condominiums.
    • Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
  • Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.

  • 100% financing at competitive rates and low monthly payments.

    • For qualifying veterans and surviving spouses.
    • 100% financing available with no down payment.
    • Borrowers exempt from monthly mortgage insurance premiums.
  • Enjoy some of the best rates and terms for a low down payment mortgage designed for doctors and dentists.

    • Qualified physicians receive special privileges including lower rates and greater purchasing power, even if you have student loans.
    • Doctors can get up to 100% financing with no monthly mortgage insurance payments.
    • Borrowers will receive favorable repayment terms to help meet the financial reality of practicing medicine.
  • By first understanding how much you can afford to spend on a home and planning accordingly, you can buy your first home with confidence.  Calculate Now

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Shine Award
SunTrust 2014
Shine Award
SunTrust 2015
Shine Award
SunTrust 2016
Shine Award
SunTrust 2017
U.S. President's Volunteer Award - Bronze
U.S. President's Volunteer Award - Silver
U.S. President's Volunteer Award - Silver
U.S. President's Volunteer Award - Silver


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Office hours


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