Luke Myllykangas

Luke Myllykangas
Mortgage Loan Officer, NMLSR # 474215

1301 Chapin Rd

Chapin, SC 29036

Languages: English

luke.myllykangas@Truist.com

Phone 803-530-8595

Get directions

See all locations

Make an appointment

About me

Background

As a trusted advisor with Truist Mortgage, I offer more than 24 years of industry experience and an extensive practice in originating both purchase and refinance home loans. My goal is to build better lives and communities by offering my clients professional guidance and support they need to make their home financing decisions.

There’s no “one size fits all” loan and every client’s financial goals are unique. As a caring loan officer, I take the time to listen and learn about each client. You can rely on my experience to find the best loan option for you; when my clients win, we all win. I am completely open and honest with my clients about their borrowing capabilities and how they can optimize their financial position

My first priority is to deliver an exceptional home financing experience. My passion is “home” and it is at the center of all that I do. As a Truist Mortgage Loan Officer, I serve with integrity to uphold the highest standards because everyone and every moment matters. Whether it is your first time buying a home or if you are an experienced homebuyer, I am committed to finding the best loan option and competitive rate to match your goals.

Truist’s Purpose: Inspire and build better lives and communities

Education

Bachelor of Science - Economics
University of South Carolina 1992 1996

Areas of Focus

  • Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.

  • Enjoy some of the best rates and terms for a low down payment mortgage designed for doctors and dentists.

    • Qualified physicians receive special privileges including lower rates and greater purchasing power, even if you have student loans.
    • Doctors can get up to 100% financing with no monthly mortgage insurance payments.
    • Borrowers will receive favorable repayment terms to help meet the financial reality of practicing medicine.

Locations

Loading location info...
Return to list view

Location data unavailable at this time. We apologize for the inconvenience.

Map

{0}

{1}

{2}

Office hours

{5}

Phone {3}
 Fax {4}

{0} {1}

Interested in applying for a mortgage?

Great! It’s time to make it yours. Apply entirely online, then follow your status in real time with our progress tracker.

Apply for a mortgage

Recommended resources

Mortgage Planning for homeownership: A step-by-step guide for homebuyers

Purchasing a home is one of life’s major financial accomplishments. We’ll guide you through the mortgage financing process.

We’ll guide you through the mortgage financing process. Purchasing a home is one of life’s major financial accomplishments.
Article
Planning for homeownership: A step-by-step guide for homebuyers

Mortgage Planning for homeownership: A step-by-step guide for homebuyers

Purchasing a home is one of life’s major financial accomplishments. We’ll guide you through the mortgage financing process.

Planning for homeownership: A step-by-step guide for homebuyers

We’ll guide you through the mortgage financing process. Purchasing a home is one of life’s major financial accomplishments.

We’ll guide you through the mortgage financing process. Purchasing a home is one of life’s major financial accomplishments.
Article
Planning for homeownership: A step-by-step guide for homebuyers

Mortgage Apply and close with confidence: Your roadmap to home financing

Start to finish: Your journey from application to closing

We’ll guide you through the mortgage financing process. Purchasing a home is one of life’s major financial accomplishments.
Article
Apply and close with confidence: Your roadmap to home financing

Mortgage Apply and close with confidence: Your roadmap to home financing

Start to finish: Your journey from application to closing

Apply and close with confidence: Your roadmap to home financing

We’ll guide you through the mortgage financing process. Purchasing a home is one of life’s major financial accomplishments.

We’ll guide you through the mortgage financing process. Purchasing a home is one of life’s major financial accomplishments.
Article
Apply and close with confidence: Your roadmap to home financing
    {0}

    {0}

    {2}
    {6}
    {7}
    {8}
    {9}
    {12}
    {10}
    {11}

    {3}

    {1}
    {2}
    {6}
    {8}
    {9}
    {10}
    {11}
    {14}
    {12}
    {13}
    {1}
    {2}
    {7}
    {8}
    {9}
    {10}
    {11}
    {14}
    {12}
    {13}
    Component ID : "accordionGridLayout-641506156"
    Model : "disclaimer"
    Position : "left"

    1 The Professional Program for Doctors is not available for properties in Alaska, Arizona, and Hawaii; contact your loan officer for details. This product is available to licensed residents, interns, and fellows in MD, DO, and DPM programs and licensed physicians and dentists (MD, DO, DPM, DDS, DMD) who have completed their training within the last 15 years. Doctors with equal to or over 15 years post-training need to be members of Truist Wealth or belong to a practice that is part of Truist Wealth to be eligible for this product. 15-year restriction does not apply when refinancing an existing Truist Doctor Loan. Other program restrictions may apply; please consult your loan officer.

    2 Deferred student loan debt may only be excluded from debt ratio calculation if they will be deferred for a minimum of 12 months after closing.

    3 Borrowers should note that 100% mortgage financing will result in no property equity until such time as the loan principal is paid down through regular mortgage payments and/or the property value appreciates. Additionally, if property values decline, you could owe more than your property’s value. Additional LTV restrictions may apply.

    Disclosures

    Truist Bank, Member FDIC. © 2025 Truist Financial Corporation. Truist, the Truist logo, Truist Purple, LightStream, and the LightStream logo are service marks of Truist Financial Corporation.

    Equal Housing Lender

    Investment and Insurance Products:

    • Are Not FDIC or any other Government Agency Insured
    • Are Not Bank Guaranteed
    • May Lose Value

    TRUIST is a service mark of Truist Financial Corporation (Truist) and its affiliates.

    Services provided by Truist Financial Corporation (Truist) affiliates: Banking products and services, including loans and deposit accounts, provided by Truist Bank, Member FDIC. Trust and investment management services provided by Truist Bank. Securities, brokerage accounts and/or annuities offered by Truist Investment Services, Inc., an SEC registered broker-dealer, and member FINRA and SIPC, and a licensed insurance agency. Investment advisory services offered by Truist Advisory Services, Inc. and GFO Advisory Services, LLC, SEC registered investment advisers. Some insurance products offered by Truist Investment Services, Inc. Other insurance products offered by Marsh & McLennan Agency, LLC (as successor in interest to McGriff Insurance Services, LLC) CA License #0H18131, Kensington Vanguard National Land Services, and Crump Life Insurance Services. Truist Life Insurance Services (TLIS) is a division of Crump, Arkansas License #100103477. Variable insurance material is for broker-dealer or registered representative use only. Variable products distributed by P.J. Robb Variable, LLC, Arkansas License #100110185. Member FINRA.

    Marsh & McLennan Agency LLC, Kensington Vanguard National Land Services, Crump Life Insurance Services, Truist Life Insurance Services, and P.J. Robb Variable, LLC are not affiliated with Truist Financial Corporation or any of its subsidiaries.

    Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank.

    Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

    Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

    "Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

    Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Please note that Truist provides translations of webpages, documents and disclosures as a courtesy and in the event of any inconsistencies or discrepancies between the English content and the translated content, the English content supersedes the translation. Truist offers phone support in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages, please speak to a representative directly.

    New York City residents:

    Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

    Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

    The Consumer Finance Protection Bureau (CFPB) also provides additional resources for homeowners seeking payment assistance in select languages at: https://www.consumerfinance.gov/housing/housing-insecurity/help-for-homeowners/

    Site footer

    Footer Navigation

    Banking products
    About Truist
    Resources
    Support

    © 2025, Truist. All Rights Reserved.