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Cathy Hamby
Mortgage Loan Officer, NMLSR # 415264

105 Avery Ave

Morganton, NC 28655-3401

About me

Background

Cathy Hamby is a loan officer with Truist Mortgage, with 38 years of experience helping clients find the best loan option. She knows that buying a home is an exciting, hopeful event that often represents a milestone in a client’s life and gives it the attention it deserves. Her job is to listen to and learn about her clients, find the best financing option, and then make the loan application process transparent, easy to understand, and as efficient as possible. There’s no “one-size-fits-all” loan and each client’s financial goals are unique. Hamby’s completely open and honest with her clients about how they can maximize their borrowing position, and is committed to finding each the right loan at the most competitive rate.

Areas of Focus

  • Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.

  • By first understanding how much you can afford to spend on a home and planning accordingly, you can buy your first home with confidence. Calculate now

  • Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.

  • 100% financing at competitive rates and low monthly payments.

    • For qualifying veterans and surviving spouses.
    • 100% financing available with no down payment.
    • Borrowers exempt from monthly mortgage insurance premiums.
  • You’ve decided to build your dream home. Save time and money with a construction-to-permanent loan.

    • Offers affordable, interest-only payments during construction.
    • No penalties are assessed for prepayment.
    • One upfront closing with one set of closing costs provides the financing for the lot, construction and mortgage.
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