Truist Confidence Account^{Disclosure 1}

Nope. None.

The Monthly Maintenance Fee (MMF) can be waived for the Truist Confidence Account for each statement cycle by any one of the following:

• Making $500 or more in total deposits per statement cycle. OR
• Making 10 qualifying transactions per statement cycle.^{Disclosure 5} OR
• Primary client is a student.^{Disclosure 6} OR
• Primary client is under the age of 25^{Disclosure 7} or age 62 and older.

The Truist Confidence Account doesn’t have paper checks. And it can assist with your efforts to stay focused on your budget by helping you spend only the funds you have in your bank account. While the rare overdraft can occur in some circumstances, charges that exceed the account balance will typically be declined.^{Disclosure 2}

Truist One Checking is a traditional checking account—but with great benefits that automatically upgrade based on your balance. It also has a Balance Buffer^{Disclosure 10} for qualifying clients.



Neither account has overdraft fees and both are great options for students since the monthly maintenance fees are waived for students.

Truist Bank is an FDIC member. This means your money is FDIC insured up to the amount allowable by law.

Yes, the Truist Confidence Account comes with a debit card. And your debit card comes with cash back deals. Learn more on our bank debit cards page.