Truist Financial Wellness
Level up your personal finances.

• 20% loyalty bonus on Truist credit cards²
• 10 free personal checks and a 50% reorder discount
• 1 fee-free transaction at a non-Truist ATM
• Truist One Savings account and one additional Truist checking account with no monthly maintenance fee

You’ll never have to do anything to move between levels—just keep banking. But here’s how we set up Truist One Checking to fit you:

• Every month, we’ll review your average monthly balance in your Truist One Checking account, and other accounts at Truist like CDs, personal IRAs, savings, money market, and other personal checking accounts.
• If the 30-day average total of your balances increased over the month to reach a new benefit level, we’ll move you up.
• If your balance drops into a lower level for three months in a row, we’ll move you down.

Maintaining any of these will waive the $12 monthly maintenance fee:

• $500 in total monthly direct deposits³
• Maintaining a combined total monthly average ledger balance of $500 or more in any Truist related accounts across personal deposits and all investments as reflected on the business day before your statement cycle end date
• A linked Truist credit card, small business checking account, mortgage, or loan

Get more details about Truist One Checking and the rest of the levels.