Doris O'Neal

Doris C. O'Neal
Mortgage Loan Officer, NMLSR # 659666

400 S Park Ave

Winter Park, FL 32789-4320

About me


Doris O’Neal has been originating mortgage loans for Truist Mortgage and its predecessor firm since 1994 and has helped thousands of families reach their home financing goals. From first-time to seasoned homebuyers, and from clients building their dream homes to looking to refinance existing loans, I have the in-depth understanding of the local real estate market and full range of mortgage programs to effectively and expertly close loans. A consistent top producer, O’Neal specializes in handling the needs of medical and legal professionals, entrepreneurs, corporate executives, and their employees. A proven mortgage professional, her attention to detail will make your mortgage process run smoothly and easily. “Let my many years of experience work for you. I’m committed to providing you with mortgage solutions that meet your needs, while providing you with exceptional service.”


Bachelor of Arts in Finance
Syracuse University 1983 1987

Personal interests

Doris is fluent in Spanish.

Areas of Focus

  • Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.

  • Enjoy some of the best rates and terms for a low down payment mortgage designed for doctors and dentists.

    • Qualified physicians receive special privileges including lower rates and greater purchasing power, even if you have student loans.
    • Doctors can get up to 100% financing with no monthly mortgage insurance payments.
    • Borrowers will receive favorable repayment terms to help meet the financial reality of practicing medicine.
  • Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.

    • Access larger loan amounts at competitive interest rates.
    • For primary residences and second homes, including condominiums.
    • Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
  • Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.


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