Compare Truist Visa® credit cards

Enjoy Cash credit card

Cash rewards

Earn unlimited rewards. You choose how. Earn 3% cash back on gas and 2% on utilities and groceries (with a combined $1,000 monthly spend cap)—and 1% on all other eligible purchases.2 Or choose to earn 1.5% on all eligible purchases.3

No

annual fee1

Loyalty Cash Bonus

when cash back is redeemed into a Truist deposit account2,3

0% intro APR

for 12 months on purchases1

13.24% – 22.24% variable APR 
on purchases after intro rate expires1

Heads up! You choose the rewards type when you apply, you just can’t change it later.

Enjoy Travel credit card

Travel rewards

Your next destination gets even closer. Earn 2x miles per $1 spent on airfare, car rentals, and hotels. Earn 1x miles per $1 spent on all other eligible purchases.5 Plus, receive a statement credit of $85 for TSA Pre-Check® or Global Entry® fee every four years—and a Loyalty Travel Bonus based on your Truist deposit relationship when you redeem your miles for travel.5

No

annual fee4

20,000 bonus miles

after you spend $1,500 within 90 days of account opening

13.24% – 22.24%

variable APR on purchases and balance transfers4

Future credit card

Our lowest rate

Consolidate debt. Save on interest. The Truist Future card gives you ways to save money with our lowest rate and no annual fee.6

No

annual fee6

0% intro APR

for 15 months on purchases6

0% intro APR for 15 months on balance transfers in the first 90 days from account opening6

11.24% – 20.24%

Variable APR after the introductory rate expires6

 

A 3% fee ($10 minimium) applies to each balance transfer6

 

Enjoy Beyond credit card

Premium rewards

Level up to that VIP feeling. Earn 3x points per $1 spent on airfare, hotels, and car rentals, 2x points per $1 spent on dining, 1x points per $1 spent on all other eligible purchases.8 Plus, you’ll be awarded an annual travel experience statement credit up to $100 for ground transport and streaming services, and a statement credit of up to $100 for TSA Pre-Check® or Global Entry® fee every four years.8

$195

annual fee7

30,000 bonus points

after you spend $1,500 within 90 days of account opening

13.24% – 22.24%

variable APR
on purchases and balance transfers7

Enjoy Cash Secured credit card

Practice good credit habits

Good financial habits help build a brighter future. Plus, earn up to 3% cash back on gas and 2% on utilities and groceries (with a combined $1,000 monthly spend cap)—and 1% on all other eligible purchases.10

$19

annual fee9

3 major credit bureaus

will receive monthly payment history reports

19.24%

variable APR
on purchases and balance transfers9

$400 minimum refundable starting deposit in a Truist Secured Card Savings Account required