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How close are you to making a house your home?

A new home isn’t in your immediate plans? No problem! When you’re ready to kick-start a conversation on your new-home journey, our mortgage professionals are, too. Until then, keep these topics in the back of your mind.

Why do people buy homes (and what should you be considering)?

From making a long-term investment to enjoying more space, people take the plunge into homeownership for a lot of reasons. For your own decision, consider the why, what, and when of buying a home. Is this the right time for you to buy?

Am I ready?

With so many factors that go into purchasing and owning a home, it can be difficult to know if it’s really a smart investment. Use this handy infographic for help answering the age-old question, “Is it better for me to rent or buy?” Get the pros and cons of renting vs. buying.

It takes more than a snap of your fingers to find a new home—especially the right home. Take your time to find the home of your dreams—and when you’re ready to figure out financing, we’re here to help you feel great about your purchase. Until then, keep these topics in mind.

What is a preapproval and why is it important?

Getting preapprovedDisclosure 1 for a mortgage is an important first step. The letter you receive from your lender not only proves that you’re a qualified buyer, but also gives you important details about your potential mortgage, including purchase price, loan amount, interest rate, total monthly payment, and more. Learn what it means to get preapproved and why you should consider it.

A simple checklist goes a long way.

So you’re ready to buy a home? Fantastic! But before you dive into listings, there are a few practical steps to consider first. Use our handy homebuying checklist to guide you from the budgeting stage all the way through closing day. No need to create a homebuying checklist. We’ve done it for you!

Expect to make these decisions during your search.

While searching for your home, you might realize that no house is perfect (or at least not right away). So it’s important to make smart compromises to get most of your “must-haves” without busting your budget. Learn about the three most common trade-offs you might face, and how they can impact your finances. Check these common compromises.

So you decided you’re in the market. Great! Checking out new places can be a lot of fun—and also overwhelming. Lucky for you, financing your new house doesn’t have to be. Now that you’re on the hunt, let’s discuss financing options you’ll feel confident in. First, check in with a few important topics, and then let’s talk. 

Navigate the homebuying journey—with ease.

Sure, finding and buying a home can be a long process—but it doesn’t have to be a nightmare. In fact, you can often avoid many of the most feared hassles just by being prepared, staying organized, and doing your research. Let us show you how. Get the full story.

There’s reality TV—and then there’s reality.

Homebuying TV shows can make the search seem like a breeze. In the real world, it gets a little more complicated. Learn our top tips on how to actually make finding your dream home a reality. Learn what’s real.

You can have an easier mortgage experience.

Have you mastered budgeting and become a savings superstar? Great job. Now you’re ready to move on to the next stage of buying a home: getting a mortgage. Don’t worry, it doesn’t have to be as stressful as it sounds if you follow these three simple steps. Landing your mortgage can be easier than you think.

Good news! You’re down to just a few places you can see yourself calling home. Let’s make sure you feel confident in financing the home you decide to buy. We’ll help make the process simple by answering all your questions and guiding you to the right loan. Check out some related articles below, and let’s get talking about your mortgage.

How you negotiate really matters.

You found the home you’ve been wishing for. But will your offer cut it? If you know how to negotiate, it helps your chances. Get top negotiating tips to land your next place.

Does that home have a red flag?

Curb appeal and “wow” factor are great, but smart buyers know how to spot more subtle signs that a home could be a big money pit. From water damage to dangerous decks, keep your eyes peeled for these costly red flags during your home tours. Watch these warning signs before falling into a money pit.

This. Is. It! You’re ready to buy a home—how exciting. If you’re still wondering what to do about financing, Truist is here to help. Just as you compared homes, you’ll also want to compare lenders. This is a big decision—and you should feel good about your financing selection. Check out our tips to help prepare you for closing and give one of our mortgage professionals a call at 855-969-9659.

5 things you should know before closing on a home

Closing day is here. Before you sign the papers and walk away with the keys, there are a few important steps to take. Learn what to expect, what to bring, and what you can do to ensure a smooth closing. Take these steps before signing on the dotted line.

Ready to confidently close on your new place?

Our road map from application to closing walks you through the process, showing you just how easy buying a home can be when you work with Truist. Download it here (PDF).

Plan for homeownership. 

Looking for more information to help you confidently land your new place? Our Planning for Homeownership guide (PDF) walks you through the process, showing you just how easy buying a home can be when you work with Truist Mortgage.

View our guide (PDF) on homeownership

Finding the right home—and making it yours—starts with a little inspiration and a lot of support.

A little wisdom goes a long way. 

Mortgage interest is generally tax deductible, often a significant benefit to the homeowner.Disclosure 2

First-time homebuyers typically put 6% down, and repeat buyers typically put 14% down.Disclosure 3

Moving tip: pack the items you will need FIRST in a clear plastic bin.Disclosure 4

“The ornament of a house is the friends who frequent it.”
– Ralph Waldo Emerson

Ready to get preapproved for a mortgage loan?4

Get started with a preapproval.

Questions? We’re here to help.

We’re available Monday through Friday, 8 am to 8 pm, and on Saturday, 9 am to 1 pm.

Call us at 855-969-9659

Find the digital tools and support you need on your homebuying journey.

Get started today with a home purchase.
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Disclosure 1 Preapproval is based on non-verified information and is not a commitment to make you a loan by Truist Mortgage. Loan approval will be subject to, but not limited to, verification of all income, asset, and liability information provided by you, satisfactory property appraisal, compliance with Truist Mortgage’s loan program guidelines, and all required closing conditions such as survey and title examination.

Disclosure 2 T. Merrill. Understanding the Mortgage Interest Tax Deduction. Retrieved from: www.thanmerrill.com/mortgage-interest-tax-deduction

Disclosure 3 National Association of REALTORS® (2020) Home Buyer and Seller Generational Trends.

Disclosure 4 P. Wang (2013) 33 Moving Tips That Will Make Your Life So Much Easier. Retrieved from: www.buzzfeed.com/peggy/brilliant-moving-tips

Disclosures

Truist Bank, Member FDIC. © 2024 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.

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Investment and Insurance Products:

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  • May Lose Value

Services provided by the following affiliates of Truist Financial Corporation (Truist): Banking products and services, including loans and deposit accounts, are provided by Truist Bank, Member FDIC. Trust and investment management services are provided by Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., and/or P.J. Robb Variable, LLC., which are SEC registered broker-dealers, members  FINRA, SIPC, and a licensed insurance agency where applicable. Investment advisory services are offered by Truist Advisory Services, Inc., GFO Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. Sterling Capital Funds are advised by Sterling Capital Management, LLC. Insurance products and services are offered through McGriff Insurance Services, LLC. Life insurance products are offered through Truist Life Insurance Services, a division of Crump Life Insurance Services, LLC., AR license #100103477. Both McGriff and Crump are wholly owned subsidiaries of Truist Insurance Holdings, Inc.

Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

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Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Truist offers the following resources for consumers that have Limited English Proficiency:

  • Multilingual teammates available at our Multicultural Banking Centers
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  • Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

  • Limited English Proficiency Support
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Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

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