Nicholas Lay
Sr.
Retail Loan Officer, NMLSR # 659099
Retail Loan Officer, NMLSR # 659099
101 N 3rd St
Wilmington, NC 28401-4034
About me
Background
Nick Lay is a doctor loan specialist, located in Wilmington, NC, who provides mortgages for doctors and dentists throughout the United States and works with his son, Nicholas, as team with over 25 years of combined experience. He’s been working with physicians for more than 20 years and, with a complete knowledge of doctor loans, he’s well prepared to assist medical physicians, dentists, fellows, residents, and graduating medical or dental students with their mortgage financing needs.Education
Bachelor of Science in Marketing
Averett University
1981
Areas of Focus
New Home Purchase
Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.
Doctor Loans
Enjoy a low down payment mortgage designed for doctors and dentists.
- Qualified physicians receive special privileges including lower rates and greater purchasing power,1 even if you have student loans.2
- Doctors can get up to 100% financing with no monthly mortgage insurance payments.3
- Borrowers will receive a specialized mortgage to help meet the financial reality of practicing medicine.
Jumbo Mortgage Loans
Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.
- Access larger loan amounts at competitive interest rates.
- For primary residences and second homes, including condominiums.
- Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
Accomplishments
Circle of Excellence Award
