Why choose a personal loan or line of credit?

Key features and benefits

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Finding the right loan is easy.

Tell us a little about yourself. We’ll show you options based on your needs. You complete a brief application. That’s it.

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Decisions take just minutes.

Confidence can come quickly when you apply. Most decisions happen in under 15 minutes, and money may be available the same day.1

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Tailor your borrowing to fit your budget.

Choose an option with the kind of rate that suits your needs—with a term you can be comfortable with.

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Whatever your borrowing needs, you’re covered.

Smalls loans for the unexpected. Revolving credit lines for added flexibility. The funds you need to meet your goals. You have options.

Choose a loan or credit line to learn more.

Personal loans and lines of credit

You may also be interested in these options.

Explore different ways to borrow

Secured line of credit

Greet opportunities with confidence without disrupting your long-term investments. A Secured Line of Credit gives your balance sheet flexibility at a low-rate secured by your current investments. Contact a Premier banker to get started.

  • Lines starting at $25,000.
  • Get personal support from a Premier Banker.
Truist Ready Now credit line

Overdrafts or unforeseen expenses, a Truist Ready Now credit line has your back.

  • Lines range from $300 to $7,500.
  • Avoid fees when you overdraft.
  • Available to clients with a Truist checking account.

Use your home’s equity to meet your goals.

Tap into your home's equity without extending your term or changing your mortgage interest rate. Find out how a Home Equity Line of Credit can work for you.

A few other ways we can help.

Home mortgage

A new home—or a new mortgage—might look good on you. Check out our online tools to make your next move easier from start to finish.

Small business lending

Startup, co-op, or mom-and-pop, keep your cash flow healthy so you can keep your business moving.

Truist Wealth

Put your net worth to work. Explore customizable solutions for strategic credit and asset management.