Truist personal loans and lines of credit

Physician line of credit

Practicing as a physician means dedication—but it shouldn’t always mean sacrifice. With a Truist physician line of credit, interns, residents, and fellows can have easy, low-cost access to cash to help them focus on what matters most.


max line amount for medical residents and fellows


max line amount for board-certified physicians, dentists, and podiatrists

Variable rates as low as 11.75% APR8

Excellent credit required for lowest rate

Key benefits

  • Competitive, variable interest rates from Prime + 4.00% to Prime + 9.74% APR.8
  • Easy access to cash that let’s you focus on building a practice.
  • Minimal payments mean maximum flexibility—pay only interest during the draw period.7
  • Option to eSign for added convenience.

It’s best for...

  • Managing personal expenses while focusing on your career.
  • Covering gaps in your finances during a hectic time.
  • Being ready for unplanned expenses.