Fast. Flexible. Fair. Personal loans

Consolidate debt. Manage big expenses. Simplify your life. A low-interest loan can open a world of possibilities.

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Get funds quickly Personal lines of credit

When you need some extra cash, turn to a personal line of credit. It’s instant access to available credit, it’s flexible, and it’s there as you need it.

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Truist personal loans and lines of credit

Personal line of credit

Confidently say “yes” to big opportunities with a low-rate line of credit that’s there for you whenever you need it.

Apply in person

Apply by phone if you have a Truist account. Call 844-487-8478.

$5,000

Minimum credit line

$0

application, cash advance or annual fees

Variable rates as low as 8.69% APR⁶

Excellent credit required for lowest rate

Key benefits

Competitive, variable interest rate. Rates from Prime + 5.44% to Prime + 9.99% APR.⁶
Expect fast decisions and same-day funding may be available.
Access to cash with Truist online banking and mobile app.

It’s best for...

Getting revolving access to cash.
Adding extra purchasing power.
Being ready for unplanned expenses.