• $5,000 minimum loan amount
  • Variable rates as low as 13.69% APRDisclosure 2 Excellent credit required for lowest rate
  • $0 application or cash advance

Key benefits

  • Competitive, variable interest rate. Rates from Prime +5.19% to Prime +9.49% APR.Disclosure 2
  • Expect fast decisions and same-day funding may be available.Disclosure 1
  • Access to cash with Truist online banking and mobile app.

It's best for...

  • Home improvements or short‐term financing.
  • Adding extra purchasing power.
  • Being ready for unplanned expenses.

Or apply by phone if you have a Truist account. Call 844-487-8478

You may also be interested in these options.

Secured line of credit

Greet opportunities with confidence without disrupting your long-term investments. A Secured Line of Credit gives your balance sheet flexibility at a low-rate secured by your current investments. Contact a Premier banker to get started.

  • Lines starting at $25,000.
  • Get personal support from a Premier Banker.

Truist Ready Now credit line

Overdrafts or unforeseen expenses, a Truist Ready Now credit line has your back.

  • Lines range from $300 to $7,500.
  • No transfer fees.
  • Available to clients with a Truist checking account.

LightStream, an online division of Truist, offers additional unsecured loan options which may include different underwriting guidelines, product terms, fees and pricing. You can learn about LightStream by visiting LightStream.com.

A few other ways we can help.

Home mortgage

A new home—or a new mortgage—might look good on you. Check out our online tools to make your next move easier from start to finish.

Small business lending

Startup, co-op, or mom-and-pop, keep your cash flow healthy so you can keep your business moving.

Truist Wealth

Put your net worth to work. Explore customizable solutions for strategic credit and asset management.