Truist personal loans and lines of credit

Personal line of credit

Confidently say “yes” to big opportunities with a low-rate line of credit that’s there for you whenever you need it.


Minimum credit line


application, cash advance or annual fees

Variable rates as low as 12.94% APR6

Excellent credit required for lowest rate

Key benefits

  • Competitive, variable interest rate. Rates from Prime + 5.44% to Prime + 9.99% APR.6
  • Expect fast decisions and same-day funding may be available.
  • Access to cash with Truist online banking and mobile app.

It’s best for...

  • Getting revolving access to cash.
  • Adding extra purchasing power.
  • Being ready for unplanned expenses.