There’s more for you here. Premier Banking rewards and benefits

Bank your way with bigger benefits. Enjoy real rewards with your accounts. Just what you need as a Premier Banking client.

To learn more about Premier benefits at Truist, call 844-891-5254.

Schedule an appointment with a Premier BankerDisclosure 1

We’re here when you need us. Get the conversation going about financial planning, opening new accounts, investing, and so much more.

Let's talk about Premier Banking.

*Financial planning and support with a Premier Banker require assets of $250,000 or more.

Extra banking benefits—just for you.

Truist Marquee CheckingSM delivers an elevated checking experience.

  • Options to waive the $35 monthly maintenance fee by maintaining a total combined ledger balanceDisclosure 2 of $250,000 or more in your Truist related accounts,Disclosure 3 or when you meet Truist Wealth relationship requirements.Disclosure 4
  • Earn interest on your checking account balance.Disclosure 5
  • Avoid fees for non-Truist ATM transactionsDisclosure 6 in the U.S. and internationally. No fees for overdrafts, money orders, official checks, wires, and stop payments.
  • Earn a Loyalty Bonus of 50%Disclosure 7 based on your eligible type of Truist personal credit card and the method by which you redeem rewards. Truist Wealth credit cardholders will continue to receive a 75% Loyalty Cash Bonus when you deposit your credit card rewards into a Truist deposit account.

Premium lending solutions and resources.

  • Interest rate reductions on consumer loans and lines of creditDisclosure 8
  • Loan amounts and financing available to help you achieve your lending and mortgage goals.Disclosure 9, Disclosure 10
  • Securities-based lending option that helps you leverage your assets while maintaining your investment strategy
  • You may qualify for an interest rate discount based on your total deposit and investment balances. The more you have in balances with Truist, the greater the potential discount you may receive.Disclosure 11

Financial planning for your future.

A strategy that’s all yours.

All we need to begin your Premier Advisory Client Experience (PACE) is a conversation to understand your goals and identify opportunities.

Get started on your plan today

*Financial planning and support with a Premier Banker require assets of $250,000 or more.

Smart digital investing with curated tips

Access to market updates and content from experts.Disclosure 12

Access to our online and self-directed investing option, Truist Trade.

Access to an extensive library of market intelligence and analysis.

Protect what matters with customized risk management solutions

Work with our dedicated Truist Life insurance risk strategists to protect what you value the most—your family, income, retirement, and more. By using a consultative approach, we provide unparalleled service to explore our full suite of life insurance and related solutions.

  • Review of current policies
  • Risk assessment
  • Asset protection strategies
  • Life, long-term care, and disability insurance Disclosure 13
  • Excess liability coverage assessment Disclosure 14
  • Income protection strategies
  • Healthcare expense considerations
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Disclosure 1 Clients with Truist deposits and investments totaling $100,000 or more will have access to select benefits and privileges associated with our Premier Banking program. Consultative support and financial planning with a Premier Banker require $250,000 in assets. To learn more about Premier Banking benefits, click here.

Disclosure 2 Daily Ledger Balance is the actual balance in your account on a specific day and does not reflect any holds or pending transactions. Your Total Combined Balance is the sum of all balances within the Truist personal deposit accounts (checking, savings, money market or CDs), IRAs or brokerage accounts introduced through Truist Investment Services, Inc. as reflected on the business day before your statement cycle end date. Truist HSA is excluded from Total Combined Balances.

Disclosure 3 Related accounts automatically include all applicable accounts associated with primary and secondary account holders.

Disclosure 4 Truist Wealth relationship requirements: $1,000,000 of personal qualified investment assets at Truist or qualifications under Specialty Wealth Medical, Legal, Sports & Entertainment, or International criteria. Subject to change.

Disclosure 5 Interest is calculated and compounded daily on the collected balance and credited to your account monthly. Fees may reduce earnings. Interest rates are variable and can change at any time at the bank’s discretion. All interest rates have a corresponding Annual Percentage Yield (APY).

Disclosure 6 The non-Truist ATM transaction fee is charged per withdrawal, balance inquiry or transfer when using a non-Truist ATM. Truist Marquee Checking accounts receive unlimited non-Truist ATM Fee waivers, Non-Truist International ATM Fee waivers, and surcharge rebates. There is no limit on the surcharge rebates for Truist Marquee Checking.

Disclosure 7 For additional details related to the Truist Loyalty Bonus program, review the Credit Card Rewards Terms and Conditions for the associated card at http://www.truist.com/credit-cards; or by requesting a copy from your Relationship Manager or at a local Truist branch.

Disclosure 8 Interest rate reduction is off the standard rate of a consumer loan or line of credit. For the Truist Equity Line, this interest rate reduction does not apply to the promotional rate advances, Fixed Rate/Fixed Term advances, or during the Repayment Period. All loan and line discount offers are subject to change. Offer for new and refinanced consumer loans and lines of credit, as well as for credit line increases. Premier Banking interest rate reductions are not available on existing consumer loans or lines of credit and may not be applicable for all products. Consult a Truist Premier teammate for details.

Disclosure 9 Loan programs and eligibility criteria are subject to change at any time without notice. Consult a Truist Premier teammate for details.

Disclosure 10 This product is not available in some states; please contact your loan officer for details.

Disclosure 11 For clients who meet specific asset balance tiers, Truist offers interest rate discounts on most mortgage loans (excluding CHIP, Bond and Assumption mortgages). The mortgage borrower must be a named account holder for the asset account to be included in balance tier calculation. Qualifying asset balances include: Truist personal checking, savings, money markets, CDs, IRAs and investments accounts held at Truist or any Truist affiliate. Certain account types are excluded from asset balance tier calculations, including commercial, business, tax-qualified annuities, ERISA, Keogh, bank collateral, foreign, fiduciary, custodial, and trust accounts in which the borrower is only listed as a beneficiary. This is not intended as an exhaustive list of eligible or ineligible accounts, which are subject to change; please talk with a Mortgage Loan Officer for questions about determining which discount tier would apply. The Truist asset accounts(s) used to determine rate discount eligibility must be opened and funded with the required asset amounts 7 days prior to loan closing. If the eligible balance is not available for verification seven (7) business days prior to closing, the loan must be repriced, at which point the borrower may choose to close the loan without the rate discount, or to extend the closing date for an extension fee. Please note that for purposes of determining which discount tier applies, combined asset balances must be exclusive of downpayment and loan closing costs, unless evidence of sufficient funds at another institution is provided. This rate discount may not be combined with certain other discounts. The current discount tiers, as of 3/21/2025 are shown below. As an example, if a borrower who would otherwise obtain a mortgage loan interest rate of 7.00% APR had $250,000 in qualifying asset balances, their adjusted rate, after application of the 0.375%-point discount, would be 6.625% APR. Truist may change or discontinue this discount pricing at any time without notice.

Minimum Relationship Maximum Relationship Relationship Pricing Mortgage
Rate Discount
$100,000 $249,999.99 −0.250
$250,000 $499,999.99 −0.375
$500,000 $1,999,999 −0.500
$2,000,000 $2,999,999.99 −0.625
>=$3,000,000 > =$3,000,000 −0.750

Disclosure 12 Offered by Truist Investment Services, Inc.

Disclosure 13 Offered by Truist Life Insurance Services

Disclosure 14 Offered by McGriff Insurance Services, Inc.

Disclosures

Truist Bank, Member FDIC. © 2025 Truist Financial Corporation. Truist, the Truist logo, Truist Purple, Truist One, Truist Marquee, LightStream, and the LightStream logo are service marks of Truist Financial Corporation.

Equal Housing Lender

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

TRUIST is a service mark of Truist Financial Corporation (Truist) and its affiliates.

Services provided by Truist Financial Corporation (Truist) affiliates: Banking products and services, including loans and deposit accounts, provided by Truist Bank, Member FDIC. Trust and investment management services provided by Truist Bank. Securities, brokerage accounts and/or annuities offered by Truist Investment Services, Inc., an SEC registered broker-dealer, and member FINRA and SIPC, and a licensed insurance agency. Investment advisory services offered by Truist Advisory Services, Inc. and GFO Advisory Services, LLC, SEC registered investment advisers. Some insurance products offered by Truist Investment Services, Inc. Other insurance products offered by Marsh & McLennan Agency, LLC (as successor in interest to McGriff Insurance Services, LLC) CA License #0H18131, Kensington Vanguard National Land Services, and Crump Life Insurance Services. Truist Life Insurance Services (TLIS) is a division of Crump, Arkansas License #100103477. Variable insurance material is for broker-dealer or registered representative use only. Variable products distributed by P.J. Robb Variable, LLC, Arkansas License #100110185. Member FINRA.

Marsh & McLennan Agency LLC, Kensington Vanguard National Land Services, Crump Life Insurance Services, Truist Life Insurance Services, and P.J. Robb Variable, LLC are not affiliated with Truist Financial Corporation or any of its subsidiaries.

Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank.

Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Please note that Truist provides translations of webpages, documents and disclosures as a courtesy and in the event of any inconsistencies or discrepancies between the English content and the translated content, the English content supersedes the translation. Truist offers phone support in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages, please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

The Consumer Finance Protection Bureau (CFPB) also provides additional resources for homeowners seeking payment assistance in select languages at: https://www.consumerfinance.gov/housing/housing-insecurity/help-for-homeowners/

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