Speaker 1:          Setting up low balance alerts can help you limit overspending and stress less. As your monthly subscriptions, auto-drafted bills, and mobile payments come out of your account, it's important to keep track of your account balance. That way, if you know your account balance is running low, you can adjust your spending and stay on top of your money. So it's a good idea to check your accounts regularly, but setting up low balance alerts can also help give you more peace of mind. It's one automatic way to keep tabs on your money. Low balance alerts can help you track your spending and stick to your budget. They can also help you avoid negative balances, overdraft fees, and declined transactions. Setting them up is easy and is typically done through your bank's app or website. As soon as your account hits the balance you set, you'll be notified. And now that you know where you stand, you can spend or not spend accordingly. Small steps like these can add up, helping you feel more confident and more in control. For more tips and inspiration, visit Truist.com/MoneyAndMindset.