Truist personal loans and lines of credit

Personal loan

Fast approvals. Same-day access to cash. No collateral needed. A personal loan is a great choice to consolidate debt, or to pay for home improvements, a wedding, or a vacation.

LightStream, an online division of Truist, offers additional unsecured loan options which may include different underwriting guidelines, product terms, fees and pricing. You can learn about LightStream by visiting


minimum borrowing amount

No origination fees

Rates range from 4.99% to 15.59% APR2

Excellent credit required for lowest rate

Key benefits

  • Fixed rates for the life of your loan.
  • Expect fast decisions and same-day funding may be available.
  • No collateral is needed.

It’s best for...

  • Consolidating high-interest debt to save time and money.
  • Financing home improvements without collateral.
  • Paying for other large purchases or expenses.
  • Fixed monthly payments that work with your budget.

What will my Personal Loan payments be?