Truist personal loans and lines of credit

Personal loan

Apply online, by phone, or in person

Fast approvals. Same-day access to cash. No collateral needed. A personal loan is a great choice to consolidate debt, or to pay for home improvements, a wedding, or a vacation.

LightStream, an online division of Truist, offers additional unsecured loan options which may include different underwriting guidelines, product terms, fees and pricing. You can learn about LightStream by visiting LightStream.com

$3,500

minimum borrowing amount

No origination fees

Rates range from 8.14% to 18.99% APR2

Excellent credit required for lowest rate

Key benefits

  • Fixed rates for the life of your loan.
  • Expect fast decisions and same-day funding may be available.
  • No collateral is needed.
It’s best for...

  • Consolidating high-interest debt to save time and money.
  • Financing home improvements without collateral.
  • Paying for other large purchases or expenses.
  • Fixed monthly payments that work with your budget.