Explore different LightStream loans

Home improvement loans

Get fast, easy home improvement financing at a low, fixed rate. LightStream makes it simple to finance practically any home improvement project on your to-do list. There are no fees, appraisals, or home equity required. You can choose from flexible terms and loan amounts up to $100,000 to tackle your renovations.

Credit card consolidation

When you get a LightStream debt consolidation loan, it’s a streamlined online loan process that gives you the choice of your funding date and repayment terms. It’s an easy way to start paying less interest each month—so you can start saving fast and tackle your high-interest credit card balances.

Medical loans

LightStream offers medical loans from $5,000 to $100,000 to cover your medical expenses at a low rate. It’s a straightforward, private loan process, and you can apply from the comfort of your home. There are no fees or prepayment penalties—just fast, easy online financing.

Auto loans

Get a low, fixed rate and funds from $5,000 to $100,000 to finance the used, new, or classic auto of your choice. LightStream deposits funds directly into your account. This saves you time at the dealer, and gives you the power to negotiate your best deal—from any dealer.

RV and boat loans

Buy or refinance any boat or RV at a low rate. Get funds up to $100,000 and a fixed rate for the boat or RV of your choice. Get funds as soon as they day you apply1 and competitive rates back by our Rate Beat Program.2