Stephen MacDonald

Stephen MacDonald
Mortgage Loan Officer, NMLSR # 104556

301 International Cir

Cockeysville, MD 21030-1334

About me

Background

A proven mortgage professional, with over 19 years of experience, Steve MacDonald’s attention to detail makes the mortgage process run smoothly and easily. From first-time to seasoned homebuyers, and from clients building their dream homes to looking to refinance existing loans, he has experience in all types of loan programs to help them find the right financing solution. As a doctor loan specialist, MacDonald specializes in and has built a reputation for meeting the purchase and refinance mortgage needs of clients in the medical field: residents, fellows and interns, and licensed physicians (MD, DO, DPM, DMD, and DDS). 

Areas of Focus

  • Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.

  • Enjoy some of the best rates and terms for a low down payment mortgage designed for doctors and dentists.

    • Qualified physicians receive special privileges including lower rates and greater purchasing power, even if you have student loans.
    • Doctors can get up to 100% financing with no monthly mortgage insurance payments.
    • Borrowers will receive favorable repayment terms to help meet the financial reality of practicing medicine.
  • Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.

    • Access larger loan amounts at competitive interest rates.
    • For primary residences and second homes, including condominiums.
    • Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
  • Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.

  • 100% financing at competitive rates and low monthly payments.

    • For qualifying veterans and surviving spouses.
    • 100% financing available with no down payment.
    • Borrowers exempt from monthly mortgage insurance premiums.

Locations

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