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Lynne S. Layton
Retail Loan Officer, NMLSR # 589366

108 Claire Dr

Edenton, NC 27932-8602

About me

Background

Lynne Layton is a loan officer with Truist Mortgage, offering more than 25 years of financial services experience. She’s spent the last 15 years in the mortgage industry helping all types clients achieve their homeownership dreams: from first-time and experienced homebuyers, to people building their dream homes. She takes pride in educating each client on the mortgage process and their financing options so that they can purchase a house while bettering their and their family’s lives. 

Education

Associate of Arts i n Journalism
Peace College 1979 1981
Associate of Science in Business
Peace College 1979 1981

Personal interests

Layton is a member of the Albemarle Area Association of REALTORS® and the Home Builders Association of Northeastern North Carolina. She and her husband belong to Edenton Baptist Church, where she’s a member of the adult choir and they both serve in different capacities as called. Layton feels privileged to serve on the boards for the Chowan Community Funds Foundation, which is an affiliate of the North Carolina Community Foundation, and on the Vidant Chowan Hospital development council. She’s passionate about serving and giving back to her community and believes that everyone is charged with making their communities healthier and stronger. 

Areas of Focus

  • Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.

  • Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.

    • Access larger loan amounts at competitive interest rates.
    • For primary residences and second homes, including condominiums.
    • Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
  • Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.

  • 100% financing at competitive rates and low monthly payments.

    • For qualifying veterans and surviving spouses.
    • 100% financing available with no down payment.
    • Borrowers exempt from monthly mortgage insurance premiums.
  • By first understanding how much you can afford to spend on a home and planning accordingly, you can buy your first home with confidence. Calculate now

  • You’ve decided to build your dream home. Save time and money with a construction-to-permanent loan.

    • Offers affordable, interest-only payments during construction.
    • No penalties are assessed for prepayment.
    • One upfront closing with one set of closing costs provides the financing for the lot, construction and mortgage.

Accomplishments

TOPS Award
2020
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