Kelli Hallenbeck

Kelli D. Hallenbeck
Mortgage Loan Officer, NMLSR # 520135

305 E Oak St

Oakland, MD 21550-1503

About me

Background

I’m a Loan Officer with Truist Mortgage, offering more than 27 years of mortgage industry experience helping clients achieve the dream of homeownership. I strive to give my clients the focus and attention needed to make the mortgage process as simple and understandable as possible, while upholding the highest standards of client service.

Personal interests

I serve on the board of directors for HART for Animals, an animal welfare not-for-profit organization. I enjoy getting outside and taking full advantage of the dual-resort community in which I live, and can be found, at different times of the year, hiking with my two Goldendoodles, kayaking, biking, or cross-country skiing.

Areas of Focus

  • Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.

  • Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.

    • Access larger loan amounts at competitive interest rates.
    • For primary residences and second homes, including condominiums.
    • Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
  • Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.

  • 100% financing at competitive rates and low monthly payments.

    • For qualifying veterans and surviving spouses.
    • 100% financing available with no down payment.
    • Borrowers exempt from monthly mortgage insurance premiums.
  • Enjoy some of the best rates and terms for a low down payment mortgage designed for doctors and dentists.

    • Qualified physicians receive special privileges including lower rates and greater purchasing power, even if you have student loans.
    • Doctors can get up to 100% financing with no monthly mortgage insurance payments.
    • Borrowers will receive favorable repayment terms to help meet the financial reality of practicing medicine.
  • By first understanding how much you can afford to spend on a home and planning accordingly, you can buy your first home with confidence.  Calculate Now

First Time Home Buyer Popup
  • You’ve decided to build your dream home. Save time and money with a construction-to-permanent loan.

    • Offers affordable, interest-only payments during construction.
    • No penalties are assessed for prepayment.
    • One upfront closing with one set of closing costs provides the financing for the lot, construction and mortgage.

Locations

Loading location info...
Return to list view

Location data unavailable at this time. We apologize for the inconvenience.

Map

{0}

{1}

{2}

Office hours

{5}

Phone {3}
Fax {4}

{0} {1}

Interested in applying for a mortgage?

Great! It’s time to make it yours. Apply entirely online, then follow your status in real time with our progress tracker.