CJ Kemp

CJ Kemp
Mortgage Loan Officer, NMLSR # 658890

6701 Democracy Blvd

Bethesda, MD 20817-1500

About me

Background

C.J. Kemp is a Loan Officer with Truist Mortgage, offering more than 18 years of mortgage industry experience helping clients achieve the dream of homeownership. A lifelong Maryland resident, C.J. is known for his excellent communication skills, integrity, and exceptional industry knowledge. From first-time to seasoned homebuyers, and from clients building their dream homes to looking to refinance existing loans, he has the in-depth understanding of the local real estate market and full range of mortgage programs to effectively and expertly close loans. C.J. specializes in physician loans, jumbo loans, construction permanent loans, and low to moderate income programs.  

There's no "one size fits all" loan and every client's financial goals are unique. As a caring Loan Officer, I take the time to listen and learn about each client. You can rely on my experience to find the best loan option for you; when my clients win, we all win. I am completely open and honest with my clients about their borrowing capabilities and how they can optimize their financial position. 

My first priority is to deliver an exceptional home financing experience. My passion is "home" and is at the center of all that I do. As a Truist Mortgage Loan Officer, I serve with integrity to uphold the highest standards because everyone and every moment matters. Whether it is your first time buying a home or if you are an experienced homebuyer, I am committed to finding the best loan option and competitive rate to match your goals. 

Truist's Purpose: Inspire and build better lives and communities

Education

Bachelor's Degree in Information Systems and Operations Management
Fairfield University 1999 2003

Areas of Focus

  • Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.

  • Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.

    • Access larger loan amounts at competitive interest rates.
    • For primary residences and second homes, including condominiums.
    • Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
  • Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.

  • 100% financing at competitive rates and low monthly payments.

    • For qualifying veterans and surviving spouses.
    • 100% financing available with no down payment.
    • Borrowers exempt from monthly mortgage insurance premiums.
  • Enjoy a low down payment mortgage designed for doctors and dentists.

    • Qualified physicians receive special privileges including lower rates and greater purchasing power,1 even if you have student loans.2
    • Doctors can get up to 100% financing with no monthly mortgage insurance payments.3
    • Borrowers will receive a specialized mortgage to help meet the financial reality of practicing medicine.
  • You’ve decided to build your dream home. Save time and money with a construction-to-permanent loan.

    • Offers affordable, interest-only payments during construction.
    • No penalties are assessed for prepayment.
    • One upfront closing with one set of closing costs provides the financing for the lot, construction and mortgage.

Accomplishments

Dollar Sales Leader
2009
Dollar Sales Leader
2010
Dollar Sales Leader
2011
Platinum Award
2012
Platinum Award
2013
Platinum Award
2014
Gold Award
2015
Gold Award
2016
PEA Gold Award
2017
PEA Gold Award
2018
Truist Performance Award
2019
Truist Performance Award
2020
Truist Performance Award
2021
Truist Performance Award
2022
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