CJ Kemp

CJ Kemp
Mortgage Loan Officer, NMLSR # 658890

6701 Democracy Blvd

Bethesda, MD 20817-1500

About me

Background

C.J. Kemp is a loan officer with Truist Mortgage, offering more than 18 years of mortgage industry experience helping clients achieve the dream of homeownership. A lifelong Maryland resident, C.J. is known for his excellent communication skills, integrity, and exceptional industry knowledge. From first-time to seasoned homebuyers, and from clients building their dream homes to looking to refinance existing loans, he has the in-depth understanding of the local real estate market and full range of mortgage programs to effectively and expertly close loans.

Education

Bachelor's Degree in Information Systems and Operations Management
Fairfield University 1999 2003

Areas of Focus

  • Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.

  • Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.

    • Access larger loan amounts at competitive interest rates.
    • For primary residences and second homes, including condominiums.
    • Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
  • Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.

  • 100% financing at competitive rates and low monthly payments.

    • For qualifying veterans and surviving spouses.
    • 100% financing available with no down payment.
    • Borrowers exempt from monthly mortgage insurance premiums.
  • Enjoy some of the best rates and terms for a low down payment mortgage designed for doctors and dentists.

    • Qualified physicians receive special privileges including lower rates and greater purchasing power, even if you have student loans.
    • Doctors can get up to 100% financing with no monthly mortgage insurance payments.
    • Borrowers will receive favorable repayment terms to help meet the financial reality of practicing medicine.
  • You’ve decided to build your dream home. Save time and money with a construction-to-permanent loan.

    • Offers affordable, interest-only payments during construction.
    • No penalties are assessed for prepayment.
    • One upfront closing with one set of closing costs provides the financing for the lot, construction and mortgage.

Accomplishments

Truist Performance Award
2020
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