It’s pretty simple, actually. Within online banking, eligible clients will see the Cash Reserve option under Accounts. (If you’re not eligible, you won’t see this option and will need to check back later for eligibility.) Then you’ll just select Manage my account to complete enrollment.
Once you enroll, you’ll have a line of credit of up to $7505. This is different from overdraft coverage in that money doesn’t automatically move into your checking account. You have to move cash yourself when you want or need it. To do so, simply sign in to online banking and make the advance. You’ll pay back your Cash Reserve in installments over the next four months.